Dare to be part of something big?

Join FinAccel

FinAccel is a fun, fast growing company with lofty ambitions. Starting with instant ecommerce financing, we are on a goal to disrupt unsecured lending in Southeast Asia, one of the fastest growing economic regions globally. Our first product, Kredivo, which integrates at merchant checkout, qualifies ecommerce buyers for instant ecommerce purchase financing at rates, which are much lower than consumer finance companies. We do this by using breakthrough technology and science to unlock unprecedented insights about credit risk and fraud from multiple data sources: phone, social networks, telco, financial and location data.

Role Overview:

  • Design and development of Kredivo Android app, and build other Android products in future
  • Write high quality, maintainable code
  • Participate in design discussions, reviews and propose/implement solutions to technical problems and challenges

Requirements:

  • 3-4 years of experience as an Android engineer
  • Must have startup experience
  • Strong understanding of algorithms, data structures, performance optimization techniques, and programming in OOP
  • Must be a believer in Agile and Lean methodologies
  • BS or MS in Computer Science or related field

Responsibilities:

  • Design and implement product features and functionality for Kredivo sites and services
  • Integrate with partners and build API’s for external services on the Kredivo and other FinAccel’s platform
  • Work with the Product, Business, and Sales teams to gather and understand requirements and deliver scalable solutions
  • Write high quality, maintainable code
  • Participate in design discussions, reviews and propose/implement solutions to technical problems and challenges

Qualifications & Experience:

  • B.S, M.S, and/or PhD in Computer Science or equivalent
  • 4+ years of working experience in the Software industry
  • Well versed with Object Oriented Programming concepts
  • Strong understanding of Data Structures, Algorithms, and Computer Science fundamentals
  • Experience working on one of follow programming language: Python,NodeJS, Go or C++
  • Proficient in HTTP, Web Services and Restful APIs
  • Experience working with cloud based systems and infrastructure services such as AWS, GCP, etc is a plus
  • Good Communication skills
  • Ability to work well in a team with a positive attitude

We are looking for a Customer Success Executive to primarily support our client portfolio. This role will need to focus on our customer experience and life-cycle and ensure that our customers are using Kredivo’s platform effectively and maximising on our robust features to guarantee they get the most value.

What you will do:

  • Own the product & customer content/promo knowledge base.
  • Engage with merchant/partner to understand the nuances of their work, processes and the resulting needs and pain points.
  • Map customer journey for each assigned merchant/partner and identify improvements at every stage.
  • Analyze, create and perform business insights to ensure merchant’s retention and tracking transaction growth as well as effectively deliver the results to key stakeholders.
  • Assist merchant/partner in creating effective marketing content in relation of Kredivo to educate their users.
  • Cross functional collaboration with different teams on merchant campaigns to help merchants grow their transaction volume through Kredivo.
  • Provide the best merchant/partner experience we possibly can to our customers.
  • Raise open issues with cross-functional teams and take ownership of resolving the issues in a timely manner.

What you will need:

  • A big passion on engaging customers and expanding their use cases through our product.
  • At least 2 years working experience in related background, startup background would be preferred.
  • Lots of self-drive with a motivation and desire to succeed.
  • Strong conversational and rapport-building skills.
  • Strong data analysis and data-driven decision-making skills.
  • Strong writing ability.
  • Strong problem-solving skills.
  • Strong project management skills.
  • Have good English proficiency.
  • Start-up mentality a must, prior start-up experience will be a benefit.
  • Keen interest in professional development and career growth.
  • Have high proficiency in Microsoft Office (Excel, Word, Powerpoint) and Keynote.

As a Data Scientist you’ll be part of a team that is working on cutting edge credit scoring algorithms. You will work side by side with Analysts and Data Engineers and take full ownership of your work – from the initial idea-generation phase to the implementation of the final product. Our ideal candidate is result-focused, innovative and has solid quantitative background and a good business understanding.

Role Description:

  • Work in a multi-disciplined team where you’ll take full ownership of turning discoveries and ideas into machine learning models
  • Implementation of machine learning models
  • Research & Development on how to improve our credit scoring models, by using our vast amount of data
  • Actively contribute to taking Data Science at FinAccel to the next level

Requirements:

  • Minimum 2 years of relevant work experience
  • Masters, PhD, or equivalent experience in a quantitative field (Computer Science, Mathematics, Engineering, Artificial Intelligence, etc.)
  • Excellent English communication skills
  • Capable to build robust end-to-end predictive models using the latest Machine Learning techniques and methodologies
  • Experience with at least one scripting language, e.g. R, Octave, and one programming language, e.g. Python, Perl, C/C++, Java
  • Exposure to SQL and relational databases

Bonus points (optional) for:

  • Experience working with alternate data to evaluate credit risk
  • Experience in building end-to-end Deep Learning and/or NLP models

We are looking for someone who could help us to create and maintain development platforms and processes that enable automation of builds and releases as the engineering organization grows. You will be collaborating with development, infrastructure, and QA teams to drive productivity, repeatability and quality improvements for our products.

The responsibilities of this role are as follows:

  • Support automated build, configuration, and deployment processes
  • Provide debugging and troubleshooting assistance to application development teams
  • Development, maintenance, and support of specialized applications for use by in-house user communities and external clients
  • Work independently to respond to and resolve customer requests and issues

Qualifications:

  • 3 years of systems administration and configuration experience with 1 years of experience focused on cloud-hosted commercial facing environments
  • Cloud deployment automation experience
  • Experience with log consolidation, reporting, and alerting frameworks such as ELK
  • Experience automating the configuration of and administration of load balancers, DNS, firewalls, and cloud based networks
  • Detailed knowledge of cloud infrastructure management
  • Familiarity with Unix (FreeBSD/Linux) operating systems, tools, and utilities
  • Containerization and Cloud (Docker, Kubernetes, Amazon Web Services
  • Familiarity with migration of services and server to the cloud and containers
  • Ability to design and configure virtual network topologies, especially in Amazon Web Services (AWS)
  • Experience designing configuration management systems using tools such as Chef, Ansible, Puppet, Salt & Jenkins
  • Ability to provision, monitor, optimize and scale AWS infrastructure using APIs
  • Strong coding capability in one or more languages, especially bash and Python
  • Experience with automation and workflow management
  • Experience with Docker highly preferred
  • Experience with application load balancing solutions for scaling and HA
  • Linux administration experience
  • Well versed in internet architectures, including web, application, and database components such as Apache, Nginx, memcache, MySQL, etc.
  • Deep understanding of firewalls, NAT and packet filtering (specifically Iptables)
  • General Networking skills os a BIG plus (Layer 2 & 3 switches, TCP/IP, SNMP, etc.)
  • Experience with Hadoop and related projects (Hive, Hbase, Pig, Spark, Mahout, etc.)
  • Experience in data analysis and visualization

As Director, Machine Learning, you will frame, pose and translate real-world problems to build ML-powered solutions that directly contribute to our credit risk and identity verification stack. From creating experiments and prototyping implementations to designing new architectures, you will resolve challenging and meaningful problems in the credit risk world.

Responsibilities:

  • Collaborate with data science researchers to build, implement and maintain frameworks and abstractions
  • Build tools that will increase the productivity of teams developing ML-based systems
  • Develop working prototypes, proof of concepts, algorithms, and predictive models
  • Build demos and conduct training to help data scientists effectively use the product
  • Demonstrate and apply theories through research efforts to develop new and improved products, processes, or technologies
  • Collaborate with product management and engineering departments to understand company needs and devise ML powered solutions
  • Participate in cutting-edge research in artificial intelligence and machine learning applications

Qualifications:

  • BS, MS or PhD in a quantitative field (CS, Engineering, Physics, etc.) with demonstrated use of ML techniques
  • Strong fundamentals in ML algorithms (i.e. neural networks, tree-based methods, unsupervised learning, feature engineering), programming, statistics, and mathematics
  • Familiar with ML/AI frameworks, e.g,. TensorFlow, PyTorch, and modular/modern software design practices.
  • Passionate about ML/AI and how it can improve financial inclusion in emerging markets

Responsibilities:

  • Design and implement product features and functionality for various Kredivo sites and services
  • Integrate with partners and build API’s for external services on the Kredivo platform
  • Work with the Product, Business, and Sales teams to gather and understand requirements and deliver scalable solutions
  • Write high quality, maintainable code
  • Participate in design discussions, reviews and propose/implement solutions to technical problems and challenges

Qualifications & Experience:

  • B.S, M.S, and/or PhD in Computer Science or equivalent
  • 4+ years of working experience in the Software industry
  • Well versed with Object Oriented Programming concepts
  • Strong understanding of Data Structures, Algorithms, and Computer Science fundamentals
  • Experience working on NodeJS
  • Experience working on frontend and client technologies such as JS, CSS3, HTML5, JSON, Angular/React/VueJS, etc and database systems
  • Proficient in HTTP, Web Services and Restful APIs
  • Having a good understanding in SQL query is a plus
  • Good Communication skills
  • Ability to work well in a team with a positive attitude

As Head of Business Development, you will have ownership of a portfolio of Kredivo’s largest merchant accounts and develop new revenue generating partnerships in related areas. You will take a consultative approach to gain a clear understanding of the merchant’s/ client’s business drivers and objectives, in order to find potential for us to grow with them. This is a cornerstone position within the Kredivo org where this individual will be responsible for all merchant and client facing interactions, go-to-market strategy and commercial team management.

Responsibilities:

  • Build and develop long-term partnerships with a matrix of relevant stakeholders in our key merchant partner organizations
  • Improve existing merchant integrations to optimize the deployment of Kredivo’s solutions and placement, to maximize share of checkout through an insights driven sales approach
  • Continuously analyze and evaluate the merchant’s business to execute to up-sell new products
  • Structure commercial pricing agreements
  • Own and close out new business development areas:
    1. Credit scoring service
    2. Data partnerships
    3. Market expansion

You may have experience from the financial sector, the payments industry or ecommerce. At Kredivo it is important to get things done and we expect you to be able to switch easily between strategic and operational tasks.

Qualifications:

  • Minimum 5-6 years of experience in a sales or business development role
  • Proven track record in developing and cultivating relationships across all levels
  • Proven track record as an accomplished sales or partnerships leader
  • Well versed in the payments, credit card or consumer finance industry
  • Ability to multi-task, prioritize, and manage time effectively
  • Excellent interpersonal, written, and oral communication skills
  • Hi-energy and goal-driven personality, focused on achieving big things in ½ the time that it takes most people
  • At least a Bachelor’s Degree

Key Responsibilities:

  • Provide first and second line support to merchants during their implementation of payment processing technology
  • Answer all merchants’ integration related questions, including but not limited to configuration, debugging, documentation, testing, and go live support
  • Manage incidents as related to the integration (investigation, troubleshooting, escalation, resolution, reporting, time tracking and analysis of incidents)
  • Partner internally with Business Support, Sales, Software and Web development to resolve issues that arise during customer trials, integrations or post implementation support
  • Advise Management on support issues which impact customer satisfaction and provide recommendations for appropriate actions
  • Maintain/update existing libraries/plugins used in integrations

Requirements:

  • BS degree in Information Technology, Computer Science, Computer Engineering or equivalent
  • 2-4 years’ relevant work experience in FinTech/Payment industry is strongly preferred
  • Technical knowledge & experience with: PHP, JavaScript and .Net; WAMP/LAMP stacks; Git Version Control
  • Excellent communication skills, able to build and maintain strong relationships
  • Ability to work in a customer focused and target driven environment
  • Good oral and written communication skills in English

At Kredivo, Technical Product Analyst role is not a regular product analyst. We are looking for a Technical Product Analyst who is good at analytic skills and giving insights and passionate about technical stuff. You will join a dynamic and fast-paced environment and work with cross functional teams to analyze, build and implementations.

Responsibilities:

As IT business analyst (decision system), you will be responsible for maintaining and enhancing our credit decision system. On a day-to-day basis, you will be responsible for:

  • Translate business requirements/ logic into detailed technical requirements/specifications and flow
  • Work with engineering and operations team to implement these requirements into production system
  • Work with engineering and operations team to implement these requirements into production system
  • Build and track key metrics to ensure system stability and analyze any gaps for improvement
  • Assume responsibility for key project tasks and ensure they are completed in a timely fashion
  • Evaluate, test and recommend new improvements to enhance key system and processes

Qualifications:

  • Working knowledge of SQL is required.
  • Bachelor’s degree in Computer Science, Engineering or other technical field from top local or overseas universities with min GPA 3.5 on a 4.0 scale, Master’s degree is a plus
  • At least 2 years of experience as a product manager or project manager or business analyst in a startup environment
  • Solid technical background with understanding and/or hands-on experience in technical product development
  • Great communication and attention to detail
  • Excellent analytical, multi-tasking, and problem solving skills
  • A strong drive to make things happen, self-starter, and ability to influence

Job Responsibility:

  • Develop and implement Machine Learning pipeline infrastructure, including but not limited to: ETL (Extract, Transform and Load) of raw data into model features and building platform to automate ML training, testing and maintenance.
  • Partnering with Data Scientists to transform prototypes of predictive models into high performance, well integrated systems.

Qualifications:

  • 1-2 years (for Junior role) and 3-5 years (for Senior role) of relevant experiences in Machine Learning, Software or Data Engineering
  • Ability to write robust code in Python
  • High degree of proficiency with RDBMS (i.e. MySQL, PostgreSQL) and No-SQL platforms (i.e. S3)
  • Having baseline knowledge of data structures, data modeling and software architecture related to Machine Learning
  • Strong interest in building scalable and reliable Machine Learning/ AI related services
  • Past experience working with cloud services platfor to build data pipeline, monitoring, scheduler and storage, preferably on AWS environment.
  • Familiarity using a distributed computing platform, such as Hadoop or Spark is a plus

We are looking for a hi-quality QA engineer to join our crack engineering team in Singapore.

Responsibilities:

  • Work closely with product, design and engineering teams to understand product requirements and design/execute test plans with complete ownership
  • Develop and maintain automation suites for website, mobile application and backend services
  • Review PRD and engineering design to share useful feedback on improvements before engineering execution cycle
  • Carefully plan out release process including identifying inter-dependencies and backward compatibility
  • Work closely with dev operations team in planning, executing and verifying product releases and measuring impact
  • Replicate bugs reported in production on staging environment and help troubleshoot and fix with urgency
  • Help define, drive and implement QA best practices and process

Qualification & Experience:

  • BS, MS, and/or PhD in Computer Science or equivalent
  • 3+ years in manual and automated testing of web services and mobile applications
  • Strong understanding of Data Structures, Algorithms, and Computer Science fundamentals
  • Strong understanding of testing best practices across white box, black box and regression testing
  • Strong analytical, problem solving and troubleshooting skills to test product quality for functional/non-functional requirements
  • Excellent with MySQL and scripting tools like BASH or Python on Linux
  • Intermediate level experience writing automation suites in any language of choice
  • Good understanding of HTTP, Web Services, OAuth and Restful APIs
  • Experience working with CI tools like Jenkins, Travis or others
  • Experience working with Git
  • Good communication skills and strong attention to details
  • Ability to work well in a team with humility, passion and self-motivation

We are looking for a hi-quality QA engineer to join our crack engineering team in Jakarta.

Responsibilities:

  • Work closely with product, design and engineering teams to understand product requirements and design/execute test plans with complete ownership
  • Develop and maintain automation suites for website, mobile application and backend services
  • Review PRD and engineering design to share useful feedback on improvements before engineering execution cycle
  • Carefully plan out release process including identifying inter-dependencies and backward compatibility
  • Work closely with dev operations team in planning, executing and verifying product releases and measuring impact
  • Replicate bugs reported in production on staging environment and help troubleshoot and fix with urgency
  • Help define, drive and implement QA best practices and process

Qualification & Experience:

  • BS, MS, and/or PhD in Computer Science or equivalent
  • 3+ years in manual and automated testing of web services and mobile applications
  • Strong understanding of Data Structures, Algorithms, and Computer Science fundamentals
  • Strong understanding of testing best practices across white box, black box and regression testing
  • Strong analytical, problem solving and troubleshooting skills to test product quality for functional/non-functional requirements
  • Excellent with MySQL and scripting tools like BASH or Python on Linux
  • Intermediate level experience writing automation suites in any language of choice
  • Good understanding of HTTP, Web Services, OAuth and Restful APIs
  • Experience working with CI tools like Jenkins, Travis or others
  • Experience working with Git
  • Good communication skills and strong attention to details
  • Ability to work well in a team with humility, passion and self-motivation

Job Description:

  • Maintain Kredivo apps and sites operational security from a variety of potential hacking and other threats
  • Collaborate with Engineer team for security design and app/ website code
  • Collaborate with Anti-Fraud team for security related issues

Qualification:

  • Passion in identifying and exploiting vulnerabilities in software products
  • Experience on using various hacking tools
  • Excellent Security engineer skill (e.g. Pentes, SIEM, etc)
  • Have a deep understanding about the importance of system security
  • Solid experience using Unix/Linux systems administration
  • Experience on handling the problems in system, code, or network security
  • Experience with large scale system and system clustering
  • Experience with scripting with python, bash, ruby, etc
  • Strong work habits and the ability to work independently as well as within a group setting
  • Knowledge of common networking configurations, load balancing, firewalls, security controls, authentication, cryptography, and common implementation flaws
  • Bachelors’ degree in Computer Science or related field or equivalent practical experience.

What you will really be doing:

  • Write test scripts to automate complex test cases and scenarios for mobile apps and/or web apps
  • Analyze user stories to define test plan, including test scenarios and test cases, that will ensure the acceptance criteria of the story are being fulfilled
  • Execute all relevant testing types for the story, including user interface testing, functionality testing, performance testing, regression testing, unit testing, system testing, or integration testing
  • Document your analysis and test reports

Qualifications:

  • Bachelor Degree in Information System, Computer Science, or related fields
  • Good knowledge and experience in Object-oriented Programming
  • Strong logical thinking
  • Experience in creating mobile/web application
  • Knowledge in automated testing framework (e.g. selenium, appium)
  • Experience in test-driven development
  • Knowledge of software QA methodologies, tools, and processes
  • Experiencing designing, writing, maintaining, and executing software tests
  • Ability to think as an end user
  • Scripting experience such as Python or JavaScript
  • Strong collaboration skills
  • Ability to triage problems
  • Passion for developing and maintaining a good user experience
  • Comfortable with switching contexts rapidly
  • Strongly passionate about mobile/web technologies
  • Enjoy a challenge and are eager to grow
  • Yearning for a company that put high values on training and developing your skills

Responsibilities:

  • Research and implement modern frameworks and technologies for back-end systems
  • Design and implement product features and functionality for various Kredivo sites and services
  • Work with the Product, Business, and Sales teams to gather and understand requirements and deliver scalable solutions
  • Write high quality, maintainable code
  • Own parts of the system and continuously work to improve them in an agile environment
  • Benchmark, load test, diagnose problems and helping create solutions
  • Participate in design discussions, reviews and propose/implement solutions to technical problems and challenges

Qualification & Experience:

  • BS, MS, and/or PhD in Computer Science or equivalent
  • 5+ years of working experience in the Software industry
  • Strong understanding of Data Structures, Algorithms, and Computer Science fundamentals
  • Strong analytical, problem solving and troubleshooting skills to assess business needs and transform into elegant product design
  • Well versed with Object Oriented Programming concepts
  • Advance level experience working on one of follow programming language: Go (preferred), Java or C++
  • Relevant experience in designing and coding scalable micro services
  • Fair understanding of RDBMS, columnar and key-value databases
  • Proficient in HTTP, Web Services, OAuth and Restful APIs
  • Familiar with Linux environment
  • Good communication skills and strong attention to details
  • Ability to work well in a team with humility, passion and self-motivation
  • Experience working with cloud based systems and infrastructure services such as AWS, GCP, Azure etc. is a plus

Responsibilities:

  • Analyze, tune and document schema and queries
  • Work with developers to provide database performance-tuning expertise as needed
  • Patch and upgrade database management software
  • Troubleshoot and support existing database processes; deliver fixes and optimizations where appropriate
  • Monitor for database exceptions
  • Manage any database (AWS Aurora, MYSQL, Postgresql and other noSQL DB) schema evolutions required
  • Database data archiving
  • Troubleshoot new and existing database codes as needed
  • Establish and maintain database development standards
  • Create, develop, and maintain database design documentation
  • Backup and recovery Procedure

Qualification & Experience:

  • Senior DBA with more than 3 years of relevant administration experience
  • Strong SQL development skills; demonstrated competence developing complex Stored Procedures, Functions, Triggers and other Database Objects
  • Demonstrated exposure and aptitude with MySQL, Postgresql or other NoSQL database platforms
  • Ability to work with multiple teams
  • Experienced in learning and evaluating new technologies
  • Ability to use multiple scripting or compiled languages

The Role and Responsibilities

The VP of Data Science is responsible for developing and executing FinAccel’s data science strategy and building out a dedicated data science team in partnership with other stakeholders (specifically risk). You will primarily be focused on mining massive amounts of structured and unstructured data to improve our credit risk, fraud detection and collections systems. The primary objectives of FinAccel’s data science function are:

  • Develop and execute a comprehensive data analytics strategy
  • Build out a coherent company-wide approach to data analytics and lead a dedicated data analytics team
  • Leverage FinAccel’s vast amount of user data (spanning mobile, social media accounts, ecommerce and banking transactions, location, acquisition channel and so much more)

Develop a comprehensive data analytics strategy

  • Develop and execute a data analytics strategy to make continuous improvements to our credit scoring
  • Determine optimal data analytics organization resources and structure
  • Manage/ partner with Data Engineering to ensure a scalable data infrastructure

Build out a coherent company-wide approach to data analytics and lead a dedicated data analytics team

  • Clarify data metric definitions across the company and ensure there is a single-source of truth (SSOT) for specific metrics
  • Develop best-in-class data science organization at FinAccel that can scale with growth of the business/platform

Leverage FinAccel’s vast amount of data

  • Manage/partner with Data Engineering to develop scalable, best-in-class infrastructure that is able to ingest and transform customer and platform data
  • Enhance predictive analytics/statistical modeling/data mining algorithm capabilities

Experience/Qualifications:

  • Experience managing/leading a team of data scientists with a track record of overseeing multiple data science and machine learning projects at all stages: from idea generation to objectives formulation to implementation and deliverables
  • Well versed in predictive modeling and forecasting techniques, with proven achievements and track record of success
  • At least 5-8 years of experience in data science or advanced analytics related roles
  • Previous experience as the head of data science or analytics in a high-growth environment
  • Excellent communication skills (the ability to break down the most abstruse concepts to a wide array of stakeholders)
  • Self-motivated creative problem solver who can work well under pressure and tight deadlines
  • Experience with current state-of-the-art big data analytic technologies and tools is required
  • Advanced degree required in a quantitative discipline: Statistics, Applied Mathematics, Machine Learning

Bonus points for prior experience with credit risk modeling