Dare to be part of something big?

Join FinAccel

FinAccel is one of the fastest growing fintech companies and a leading BNPL platform with lofty ambitions. Starting with instant ecommerce financing, which integrates at merchant checkout, we are on a goal to disrupt unsecured lending in Southeast Asia, one of the fastest growing economic regions globally. Our flagship product, Kredivo, qualifies buyers for instant ecommerce and offline purchase financing as well as personal loans at rates, which are much lower than other providers. We do this by using breakthrough technology and data science to unlock unprecedented insights about credit risk and fraud from multiple data sources: phone, social networks, telco, financial and location data.

We are looking for Machine Learning Engineers to join our Data team. The incumbent will closely collaborate with the Data Science team in feeding data (across functions such as, credit scoring, fraud, and risk) into financial models defined by data scientists. This role is also responsible to make sure that data science code is maintainable, scalable and debuggable.

About the role:

  • Develop and implement ML pipeline infrastructure, including but not limited to: ETL (Extract, Transform and Load) of raw data into model features and building platform to automate ML training, testing and maintenance.

  • Partnering with Data Scientists to transform prototypes of predictive models into high performance, well integrated systems.

About you:

  • 3-5 years of relevant experience in Data or Software Engineering and minimum 1-2 years hands-on experience in deploying machine learning models and feature pipelines

  • Having good knowledge of data structures, data modeling and software architecture related to Machine Learning

  • Ability to write robust production-ready code in Python

  • High degree of proficiency with RDBMS (i.e. MySQL, PostgreSQL) and No-SQL platforms (i.e. S3)

  • Proficiency in machine learning libraries such as: Tensorflow/Keras, Pytorch, SparkML or MLeap

  • Strong interest in building scalable and reliable Machine Learning Engineering/AI related services

  • Past experience working with cloud services platform to build data pipelines, monitoring, scheduler and storage, preferably on AWS environment.

  • Familiarity using a distributed computing platform, such as Hadoop or Spark

Submit your application

As a Data Scientist you’ll be part of a team that is working on cutting edge machine learning models. You will work side by side with Analysts and Machine Learning Engineers and take full ownership of your work – from the initial idea-generation phase to the implementation of the final product. Our ideal candidate is result-focused, innovative, has a solid quantitative background and a good business understanding.

About the role:

  • Working in a multi-disciplined team where you’ll take full ownership of turning discoveries and ideas into machine learning models.

  • Prototyping diverse machine learning models, from credit scoring to recommendation engine.

  • Researching & Development on how to improve our models, by using our vast amount and unique set of data.

  • Actively contribute to taking Data Science at FinAccel to the next level.


About you:

  • Minimum 2 years of relevant work experience.

  • Masters, PhD or equivalent experience in a quantitative field (i.e). Computer Science, Mathematics, Statistics, Econometrics, Engineering, Artificial Intelligence).

  • Capable to build robust end-to-end predictive models using the latest Machine Learning techniques and methodologies.

  • Proficiency in Python or R.

  • Exposure to RDBMS (i.e. MySQL, PostgreSQL) and No-SQL platforms (i.e. S3).

  • Excellent English communication skills.


Bonus points (optional) for:

  • Experience with alternate data to evaluate credit risk.

  • Experience in building end-to-end Deep Learning and/or NLP models.

Submit your application

The Governance, Risk, and Compliance Team will be responsible for defining, measuring, assessing and aligning with the ISO 27001 framework and other regulatory compliance legislature through maintenance/publication of the information Security Policy & Guiding Standards, coordination of security training/awareness and being responsible for Policy enforcement.

The purpose of this position is to ensure compliance with FinAccel’s internal controls, regulatory and information security policies and procedures. Also, to provide highly skilled technical and information security expertise for the development and implementation of the information security risk management program.

About the role:

  • Lead the development and implementation of the system-wide risk management function of the information security program to ensure information security risks are identified and monitored.
  • Internally assess, evaluate and make recommendations to management regarding the adequacy of the security controls for the company information and technology systems.
  • Lead the system-wide information security compliance program, ensuring IT activities, processes, and procedures meet defined requirements, policies, and regulations.
  • Develop and implement effective and reasonable policies and practices to secure protected and sensitive data and ensure information security and compliance with relevant legislation and legal interpretation.
  • Owns and runs all aspects of the Security Awareness Program.
  • Responsible for contract reviews with potential technology providers to ensure negotiated agreement include critical Information Assurance terms and conditions.
  • Provides ongoing metrics and reporting for security resource consumption at all levels in the organization.
  • Execute strategy for dealing with the increasing number of audits, compliance checks, and external assessment processes for internal/external auditors, such as ISO 27001, ITGC, OJK Regulations, etc.
  • Work with Internal Audit/External Audit and outside consultants as appropriate on required security assessments and audits
  • Coordinate and track all information technology and security-related audits including the scope of audits, timelines, auditing agencies, and outcomes. Work with auditors as appropriate to keep audit focus in scope, maintain excellent relationships with audit entities and provide a consistent perspective that continually puts the institution in its best light. Provide guidance and evaluation on audit responses.

About you:

  • 2-3 years of advanced IT skills with a high level of information security experience and expertise.
  • Bachelor’s or master’s degree in computer science, information systems, business administration or related field, or equivalent work experience
  • Knowledge of information technology system and processes, network infrastructure, data architecture, data processes, protocols and incident response management.
  • Understanding of applicable information security management frameworks, governance and compliance principles, practices, laws, rules and regulations relating to technology and financial environment (e.g., OJK Regulation, ISO 27001, ITGC, etc.)
  • Ability to develop and implement enterprise governance, risk and compliance strategy and solutions.
  • Able to develop and establish security standards and guidelines based on best practices and industry standards.
  • Apply a risk-based approach to planning, executing, and reporting on audit engagements and auditing process.
  • 1-2 years of planning and managing security projects.
  • Excellent interpersonal, communication, and presentation skills, including formal report writing experience.
  • Skills in maintaining confidentiality, documenting risk and compliance activities.
  • Information security-related training or certifications such as ISO 27001 Auditor, CISSP, or CRISC.
  • Experience performing information system audits or risk assessments.
  • Familiarity with risk management methodology, information system auditing, monitoring, and controlling.
Submit your application

FinAccel is a fun, fast growing company with lofty ambitions. Starting with instant ecommerce financing, we are on a goal to disrupt unsecured lending in Southeast Asia, one of the fastest growing economic regions globally. Our first product, Kredivo, which integrates at merchant checkout, qualifies e-commerce buyers for instant ecommerce purchase financing at rates, which are much lower than consumer finance companies. We do this by using breakthrough technology and science to unlock unprecedented insights about credit risk and fraud from multiple data sources: phone, social networks, telco, financial and location data.

FinAccel is looking for a Head of Engineering, QA to play a key role within the engineering organization and drive technological evolution that spans across the organization. This role will be responsible for the successful definition, cross-functional strategy, planning, and execution of large-scale technology projects that help to improve business efficiency and overall engineering quality.

Job Responsibility

  • Design and implement strategies and processes to empower continuous improvement of the software delivery process
  • Continuous collaboration with Security and Compliance teams to ensure the highest standards of QA process in the highly regulated financial industry
  • Continuous coaching and support of team members
  • Planning and execution of career growth and training within the team
  • Ensuring seamless knowledge transfer within the team
  • Planning and execution of world-class quality strategy in SDLC
  • Make data-driven decisions

Qualifications

  • 8+ years of relevant working experience with 3+ years of team management experience
  • Related industry working experience in FinTech is an added advantage.
  • Excellence in communication with stakeholders and leadership team
  • Excellence in communication within a distributed, multinational team
  • Strong attention to detail
Submit your application

We're on a mission to hire the very best and are committed to creating exceptional employee experiences where everyone is respected and has access to equal opportunity. As we are growing bigger we are looking for a QA Engineer to configure manual test on our apps and execute stability and performance tests. The chosen candidate will be the one who has both grit and good technical exposure in the QA Engineer.

About the role:

  • Work with product team to understand overall business process and how the application works
  • Develop test automation for mobile apps and website
  • Execute testing scenario in details which include client side application, server side application and database
  • Help define, drive and implement QA best practice and process

About you:

  • Minimum 2-3 years of experience in automated and manual testing web and mobile applications (fresh graduates are welcome)
  • Deep understanding of software QA including best practices, process and all kinds of testing application
  • Having skill to identify and evaluate rare problems and missing requirements while conducting test
  • Excellent in testing system, database, application, and reproduce bugs
  • Having skill to write SQL query is a big advantage
  • Excellent in communicate bugs report with developer
  • Excellent verbal and written communication skills, including the ability to write reports and business correspondence
  • Initiative, team work, integrity, and detail-oriented person
  • Analytical skill, good communication skill, and “can-do” attitude are must haves
Submit your application

FinAccel is a fun, fast growing company with lofty ambitions. Starting with instant ecommerce financing, we are on a goal to disrupt unsecured lending in Southeast Asia, one of the fastest growing economic regions globally. Our first product, Kredivo, which integrates at merchant checkout, qualifies e-commerce buyers for instant ecommerce purchase financing at rates, which are much lower than consumer finance companies. We do this by using breakthrough technology and science to unlock unprecedented insights about credit risk and fraud from multiple data sources: phone, social networks, telco, financial and location data.

FinAccel is looking for a Director, IT services to play a key role within the entire organization and drive programs that span across the organization. This role will be responsible for the successful definition, cross-functional strategy, planning and execution of large-scale information technology programs that help to improve business efficiency and information security.


Job Responsibility

  • Establish, evaluate, and provide recommendations regarding information technology software and systems.

  • Develop strategies to improve the efficiency and efficacy of Technological initiatives.

  • Lead the purchase, installation, coordination, and support of the Information Technology systems and requirements for the organization.

  • Plan, implement, and manage the organizations IT system and processes.

  • Identify, upgrade, and analyze technology and business applications to give business needs a competitive advantage.

  • Formulate the Information Technology strategy and policy, including enforcement of IT governance.

  • Ensure the Information Technology environment is secured from the prevailing cybersecurity threats by monitoring and mitigating security breaches, gaps, and lapses.

  • Manage the business process strategy and project implementations.

  • Deploy business intelligence and data analytics solutions or tools to aid business decision-making.

Qualifications



  • 15 years of working experience managing an IT dept with at least 5 years at a senior head level, covering either global or regional scope.
  • Related industry working experience in FinTech is an added advantage.

  • Proven track record in business process management and digital

  • transformation implementation.

  • Good experience in Global IT infrastructure setup and system support maintenance.

  • Recognized degree in Computer Science, Information Technology or Systems, or equivalent field.

  • Strong deployment experience in business intelligence, data analytics.

  • Hands-on experience in IT networking, infrastructure administration, and cybersecurity both on-prem & cloud, preferably with sound experience in Windows Server administration, Hypervisor (VMware and HyperV), AD, Azure AD, DNS, DHCP, File Servers management, storage, Microsoft 365, Exchange Online, SharePoint, Cloud backup operations, etc.

Submit your application

We are in search of an Engineering Manager who will be responsible for designing, building, improving, and operating our Products and systems. The perfect candidate will be clearly characterized by progressive technical experience and demonstrated progression in management responsibility. He/she has also kept sharp coding skills and brings an unwavering passion for managing the dynamics of a fast-paced environment.

About the role:

  • You will drive high standards of code reviews, design reviews, and architecture discussions to ensure the delivery of high performance, reliable, scalable, and available distributed systems serving millions of customers. You will set the vision of the domain architecture and technology stack for technology in your organization, driving implementation of medium and long term tech investment.
  • You will also be the steward for good engineering quality and practices in the organization and your product domains.
  • While you will actively participate in development along with team members, you are also a tech evangelist, a role model of our engineering culture by mentoring more junior engineers to instill engineering best practices and good habits.
  • You will have a lot of opportunities to experiment with new and relevant technologies and tools, driving adoption while measuring yourself on the impact you are able to create.
  • You will work in cross-functional teams and meet great people regularly from top tier technology, consulting, product, or academic background. We work in an open environment where there are no boundaries or power distance. Everyone is encouraged to speak their mind, propose ideas, influence others, and continuously grow themselves. Get the exposure to multi-aspect, collaborative, intensive startup experience with our expansion plan into multiple countries and exploration of new products.



About you:

  • Passion in software engineering, product, organization, and people development
  • At least 5 years of experience in software engineering
  • Strong technical leadership on vision and setting direction for a complex system in a medium-to-large size organization
  • Experience with design, development and operations of highly available (24/7) and large scale distributed systems with millions or more users
  • Excellent understanding of software engineering concepts, algorithms and design patterns
  • Excellent interpersonal, communication and influencing skills to manage both technical and non-technical peers and stakeholders
  • Excellent leadership and independence to work in dynamic and agile startup environment with high ambiguity
  • Excellent organizational ability in coaching, engaging people and managing performance
  • Expertise in Go/ NodeJS tech stack and Cloud services is an advantage
  • Expertise in any database system stack.
  • Experience in B2C Internet products like online finance technology is an advantage
  • Experience in telephony system is an advantage.

Send your CV now

Submit your application

FinAccel is looking for a principal software development engineer to lead major system improvement efforts and rearchitect the existing financial software systems to build a more scalable foundation for the next 100 million FinTech users in Southeast Asia.


About the role

  • Work with the product team and stakeholders across the company to identify platform requirements, and work within the engineering team to plan and implement the corresponding features.
  • Provide high-quality hands-on contributions across multiple code bases.
  • Identify technical and architectural end states for the project, and influence/evolve the code case in those directions.
  • Monitor and measure team progress to ensure the team is delivering sustainably.
  • Play a key role in choosing technical investments for the team.
  • Mentor and grow engineers across the team.


About you

  • Bachelors degree in Computer Science, Information Technology or equivalent
  • 8+ years of experience building large-scale distributed systems
  • Proficiency in re-architecting, measuring, and optimizing existing software systems
  • Strong interest in quickly learning new technologies and stacks
  • Strong product intuition and interest, with platform-building experience
  • Tactical and strategic leadership experience on medium/large-scale software projects
  • Strong written communication skills for internal and external stakeholders
  • Interest and experience in mentoring other engineers
  • Startup experience is a big plus
Submit your application

FinAccel is a fun, fast growing company with lofty ambitions. Starting with instant ecommerce financing, we are on a goal to disrupt unsecured lending in Southeast Asia, one of the fastest growing economic regions globally. Our first product, Kredivo, which integrates at merchant checkout, qualifies e-commerce buyers for instant ecommerce purchase financing at rates, which are much lower than consumer finance companies. We do this by using breakthrough technology and science to unlock unprecedented insights about credit risk and fraud from multiple data sources: phone, social networks, telco, financial and location data.

FinAccel is looking for a Principal Engineer, Mobile to lead the development of our main product (Kredivo) and re-architect the existing code base to build a more scalable foundation for the next 100 million FinTech users in Southeast Asia.

Job Responsibility

  • Work with the product team and stakeholders across the company to identify product requirements and work within the engineering team to plan and implement the corresponding features.
  • Provide high-quality, hands-on contributions across multiple code bases.
  • Identify the project's technical and architectural end states and influence/evolve the code case in those directions.
  • Monitor and measure team progress to ensure the team is delivering sustainably.
  • Play a key role in choosing technical investments for the team.
  • Mentor and grow engineers across the team.

Qualifications

  • Bachelors degree in Computer Science, Information Technology, or equivalent
  • 8+ years of experience building consumer-facing mobile applications with iOS (expert level) and Android (intermediate to expert level)
  • Proficiency in Swift, Objective-C, Kotlin and Java for development
  • Enjoy working on mobile apps at all levels from networking up to user interfaces and whatever's in between
  • Tactical and strategic leadership experience on medium/large-scale software projects
  • Strong written communication skills for internal and external stakeholders
  • Interest and experience in mentoring other engineers

Bonus

  • Strong product intuition and interest
  • Experience in building highly interactive mobile applications
  • Startup experience is a big plus
  • Built interesting side-projects
Submit your application

Being part of the Finance team, the Tax Manager will be responsible for central tax support to our business and markets, driving regional tax-driven projects while ensuring full compliance with all local and internationally applicable tax rules. The Tax Manager will work closely with our business and the Finance Team, Treasury Team, Legal Team, and other functions.


We are looking for ambitious people with significant drive! We need problem solvers, initiative takers, people that see opportunities and potential to improve. You should be passionate about your job and enjoy a fast-paced international working environment. You will play an important role in taking FinAccel to the next level - thus, you should desire to go above and beyond to deliver and grow as an individual. At FinAccel we embrace change, you should dare to challenge the status quo and be persistent in doing so.

About the role :

  • Responsible for the groups direct tax, indirect tax and transfer pricing matters.
  • Responsible for tax compliance and tax reporting of the group, including review or preparation of tax returns, where appropriate.
  • Maintain policies and procedures governing the tax function.
  • Manage the relationship with external tax services providers.
  • Monitor the Company's transfer pricing policies and related documentation, including coordination of annual transfer pricing study.
  • Work closely with stakeholders to understand the tax impact of business operations and ensure that tax needs are identified, considered, and communicated.
  • Develop an adequate tax plan/strategy by anticipating and evaluating tax risks and opportunities.
  • Manage/support tax audits in close collaboration with finance teams.
  • Monitor changes and updates of tax legislation and assess the impact on business.

About you:

  • Relevant degree in Finance and/or Accounting
  • Qualified CA or CPA or advanced taxation qualification
  • At least 4-6 years of relevant experience in a tax function:
    • Big 4 experience and/or MNC experience as a plus
    • Prior regional exposure across ASEAN (especially Indonesia) as a plus
    • Prior exposure to e-commerce/financial services as a plus
  • Strong technical knowledge of direct and indirect taxes and transfer pricing regulation
  • Experience in handling cross-border taxes and transfer pricing
  • Inspiring communication and leadership qualities, including the passion to help educate and level up the organization
  • Strong business acumen with sound decision-making qualities
Submit your application

This role is an integral part of the Group FBP&A team. This role will be key to drive insights into critical decision-making for the business which will support our effort to be not only a high-growth organization, but also highly profitable.

The candidate will be required to work in close collaboration with a number of stakeholders such as finance, growth, business development, marketing, etc in order to plan, analyze, and monitor the overall cost of the business to ensure optimal efficiency can be achieved without compromising quality.

About the Job:

  • Understand the entire arc of the business, particularly cost and its drivers
  • Responsible in periodical cost and budgeting report to support the whole FBP&A reporting tasks.
  • Perform a deep-dive analysis for costs to understand what drives the trend and if there is any deviation between projection vs actual, also provide critical assessment of those deviation.
  • Develop relevant metrics to be monitored for important cost items and perform cost management by working together with various teams in order to improve profitability.
  • Identify possible cost savings to improve profitability and create the cost saving plan to be implemented.
  • Perform analysis and provide insight on how to efficiently assign/allocate costs across entities in the Group.

About the Role:

  • Minimum a Bachelors degree in Finance, Accounting, or other relevant field.
  • 4+ years of working experience, with background from Cost Management/Controlling or Financial Planning & Analysis role and minimum of 2 years of experience in a Big 4 audit firm.
  • Comfortable with numbers and able to perform data driven analysis to support decision making.
  • Proficient in operating Microsoft Excel as a tool for analysis and able to produce output/report which can be understood easily when presented.

Preferred Qualifications

  • SQL skills: Ideally, you should have the ability to self-serve, investigate and get the data we require for the analysis you perform.
  • Attention to details, consistent with swift execution: We need to do things quickly and well. Striking that balance can be challenging and this should be a strength of yours.
  • Analytical mindset: You get excited about deciphering huge data sets and cutting through irrelevant distractions to get to the heart of core data questions.
  • Self-starter and hands-on: you will take initiative, be proactive, set and follow through on goals and commit to your work.

Bonus Points:

  • Presentation and communication skills: Knowing how to structure effective presentations, either in the day-to-day business or in a formal setting, will increase your impact.
  • Understanding of consumer financing in a fintech context: Experience and/or understanding of the consumer financing business, especially in a fintech environment, will be a major plus.
Submit your application

We are seeking a Treasury Manager-Regional that will be based in our Singapore Office. The Treasury Manager is responsible for managing daily treasury functions which include: liquidity management; management of the Treasury Management System; developing and maintaining a cash flow forecast and related analytics; foreign currency exposure management; and strategic reporting and planning initiatives. The job holder will report directly to our CFO.

If you are a passionate, like-minded Treasury enthusiast who stays abreast of developments in the treasury field and eager to join a hi-growth startup like us, keep reading.

What you will accomplish:

  • Manage treasury activities in bank account management, cash & liquidity management, and intercompany funding based on group treasury policies and standard operating procedures
  • Provide guidance to local finance teams on all matters related to the treasury in accordance with group policies
  • Liaise with banking partners to fulfill cash management requirements and transaction banking needs
  • Manage foreign currency exposure in-line with Group FX policy and foreign currency payments requirements
  • Monitor closely and assess economic and market trends, risks, and various other indicators and factors to determine suitable FX strategies
  • Develop and implement FX risk management framework and processes

This should describe you:

  • 4-6 years of related experience in a treasury position at an MNC or bank; with FX experience
  • Proficiency in using Treasury Management System (Kyriba) would be a strong plus
  • Knowledge of cash management solutions, FX products, and derivatives. Prior experience with ISDA would be beneficial.
  • Strong business acumen with analytical and problem-solving skills
  • Self-starter, innovative, team-oriented, and confident in his or her abilities
  • Independent, flexible and demonstrate the ability to deal with ambiguity and pressure
  • Meticulous, analytical and equipped with a problem-solving mindset and can-do attitude
  • Strong interpersonal and communication skills, able to work well with others


Submit your application

We are looking for a Funding & Structured Credit – Senior Associate professional to be part of the Singapore team managing and driving funding relationships.

This candidate will report to the AVP Capital Markets where he/she will also have the opportunity to work very closely with Senior Management in Jakarta and Singapore. The candidate will be a key member of the team and contribute to the ongoing management and build-up of FinAccel’s loan book.

About the Job:

  • Help manage the day-to-day of existing lender relationships, consisting of renowned and sophisticated international lenders
  • Support the team in the origination of new transactions and across the full transaction cycle, notably during the due diligence, negotiation, structuring, and legal steps/processes
  • Ensure regular and timely updates of our funding positions across the board, and connecting the dots with how that fits with our plans/targets and the overall balance sheet
  • Conduct and deliver concise market research, including analysis of industry trends and regulatory developments across South-east Asia
  • Provide support on the international expansion front if/as needed across South-east Asia

About You:

  • Min. Bachelor’s degree in Business, Finance, or deemed equivalent
  • Min. 3+ years working experience in a credit risk, structured finance, or private debt environment alongside some client facing exposure
  • The ideal candidate will have a good combination of risk, analytics, and commercial acumen. Legal & tax exposure in structuring transactions will be a great plus
  • Tangible track record in meeting deadlines and in working under pressure if/when needed
  • Highly motivated, self-starter, and most importantly an amazing team player able to work in a fast-paced entrepreneurial environment
  • Exposure across South-East Asia strongly preferred, in particular in Indonesia
Submit your application

We are looking for Security Engineer – Red Team to be part of our Information Security Department who is responsible for cyber attacks. On a daily basis, our Red Team will continuously detect, analyze, and find security gaps in our systems (Infrastructure & Application). Security Engineer – Red Team must have extensive knowledge in vulnerability assessment and penetration testing. 

About the role:

  • Have the ability to perform vulnerability assessments and penetration testing, both on infrastructure, mobile applications, and web applications.
  • Able to conduct security reviews from the perspective of external attackers (hackers).
  • Generate reports on the results of security assessments, both from the results of vulnerability scanning and penetration testing.
  • conduct an examination of the security vulnerabilities found and help provide mitigation suggestions for the discovered vulnerabilities.

About you:

  • Have experience doing vulnerability scanning and penetration testing on system infrastructure, mobile apps, and web apps.
  • Have knowledge of hacking techniques on system infrastructure, mobile apps, and web apps.
  • Understanding hacking techniques is limited to using tools and can also understand the hacking process manually.
  • Understand standards and frameworks for vulnerability scanning and penetration testing processes such as OSSTMM, OWASP, PTES, etc.
Submit your application

Security Analyst is part of our Information Security Department who is responsible for cyber attacks. On a daily basis, our Blue Team will continuously detect, analyze, investigate and prevent any security incidents. Security Analyst will also work together to decide each phase of an incident and respond appropriately. In addition, the incumbent must have a passion for learning and proactively develop themselves within the ever-growing startup company like FinAccel. Last but not least, he/she will collaborate with the pentester (red team) in developing strategies to minimize security risks in infrastructure or/and applications owned by FinAccel.

About the job:

  • To install and analyze suspicious traffic.
  • Manage cloud-based WAF: Implementation and Configuration
  • Protect, analyze, and investigate security incidents.
  • Has knowledge in doing malware analysis (Both on network and application)
  • Determine the requirements needed to build security monitoring tools.

About you:

  • Experienced working in security for blue team for at least 2 years, most favorably in startup working environment.
  • Experienced in managing and supporting cloud-based WAF, anti DDoS systems, and security monitoring tools (SIEM, Log Management, etc.)
  • Have experience in implementing and operating commonly used security monitoring tools such as for example one of: Cloudflare, Elastic, CloudTrail, AlienVault USM, and InsightIDR (Rapid7).
  • Have experience in building security services in complex environmental systems.
  • Strong Log Management, Aggregation, and Analysis Skills
  • Good English proficiency
  • Able to work in a team and learn fast
Submit your application

We are looking for someone who could help us create and maintain the development platforms and processes that enable automation of builds and releases as the engineering organization grows.

You will be collaborating with development, infrastructure, and QA teams to drive productivity, repeatability and quality improvements for our products.

About the job:

  • Support automated build, configuration, and deployment processes

  • Provide debugging and troubleshooting assistance to application development teams

  • Development, maintenance, and support of specialized applications for use by in-house user communities and external clients

  • Work independently to respond to and resolve customer requests and issues

About you:

  • 3-4 years of systems administration and configuration experience with 2 years of experience focused on cloud-hosted commercial facing environments

  • Cloud deployment automation experience

  • Experience with log consolidation, reporting, and alerting frameworks such as ELK

  • Experience automating the configuration of and administration of load balancers, DNS, firewalls, and cloud based networks

  • Detailed knowledge of cloud infrastructure management

  • Familiarity with Unix (FreeBSD/Linux) operating systems, tools, and utilities

  • Containerization and Cloud (Docker, Kubernetes, Amazon Web Services)

  • Familiarity with migration of services and server to the cloud and containers

  • Ability to design and configure virtual network topologies, especially in Amazon Web Services (AWS)

  • Experience designing configuration management systems using tools such as Chef, Ansible, Puppet, Salt & Jenkins

  • Ability to provision, monitor, optimize and scale AWS infrastructure using APIs

  • Strong coding capability in one or more languages, especially bash and Python

  • Experience with automation and workflow management

  • Experience with Docker highly preferred

  • Experience with application load balancing solutions for scaling and HA

  • Linux administration experience

  • Well versed in internet architectures, including web, application, and database components such as Apache, Nginx, memcache, MySQL, etc.

  • Deep understanding of firewalls, NAT and packet filtering (specifically Iptables)

  • General Networking skills is a BIG plus (Layer 2 & 3 switches, TCP/IP, SNMP, etc.)

Submit your application

About the role:

  • Operate and manage day-to-day Finance Operations
  • Conduct bank recon and document checking from third party
  • Communicate with internal/external related to reconciliation activity
  • Prepare and provide reconciliation data for accounting team
  • Maintain and support bank channelling and integration related to business function
  • Support other task-finance related
  • Supporting process audit internal and external as required

About you:

  • Candidate must possesses minimum Diploma or Bachelor Degree in Finance, Management,
  • or equivalent.
  • Minimum 1 year of extensive experience in Finance, Administrations, or relevant field
  • Attention to detail
  • Good command in operate Microsoft Excel and or Microsoft Office
  • Able to work under pressure
  • Willing to work in a tight deadline
  • Able to work in fast pace and dynamic environment
Submit your application

About the role:

  • Develop, implement and regularly review the Internal Audit Charter.
  • Develop an internal audit program/plan to cover all functions and businesses of the Bank while at the same time maintaining efficient audit techniques.
  • Based on audit findings, recommend improvements in internal controls, governance, risk management, and operating efficiency to the Board of Directors and the related units.
  • Develop proactive collaboration with the senior management and auditees.
  • Report audit findings and recommendations to the Audit Committee in accordance with the audit schedule and at any time as required.
  • Inform the management of emerging issues and risks and their possible consequences for company operations.
  • Assess the level of compliance with internal policies and relevant regulations throughout the organization.
  • Evaluate adherence to commitments to internal and regulatory audit recommendations.

About you:

  • A minimum of 5 years of hands-on experience in an internal/external audit role or in a risk management role in banking.
  • Experience in digital banking and/or financial technology companies will be a significant plus.
  • Certification for IT Audit is a plus
Submit your application

About the role:

  • Set objectives for ops finance team aligned with overall finance departments
  • targets and KPIs
  • Oversee all 3 rd party payment on daily basis & maintain the daily report
  • Act as a mediator/bridge between 3 rd parties (customer/merchant/bank) & Krom
  • internal departments on solving settlement/transactions issues
  • Organize records of the finance ops transactions
  • Manage a daily reconciliations process
  • Provide weekly/monthly reconciliations data to ensure accounting booking
  • reflects the correct nature of transactions
  • Support finance team on reconciliation/analysis needed for closing period purpose
  • Support other ad hoc data required by management

About you:

  • Have experience in start-up finance operations and or banking operations (2-3
  • years)
  • Working in start-up company or banking minimum 4 years
  • Excellent in Microsoft Excel, good command in Microsoft Office
  • Have a basic understanding of data query
  • Have experience in creating SOP and policies
  • Fluent in english and bahasa
  • Work well independently and with team
  • additional points if candidate have BSMR certification lvl 1-3
Submit your application

About the role:

  • Involved for audit process (external, internal and regulator audit)
  • Monthly review for some accounts of Bank (i.e. Fixed Asset, Prepaid, Investment, Accrual, etc)
  • Prepare and reconcile the GL accounts from Banks corebanking to Groups corebanking
  • Prepare for analytical review for monthly report of Bank
  • Prepare financial statement or any financial information for internal/group/regulatory request
  • Communicate and discuss with other Business Unit related to accounting treatment purpose

About you:

  • Having experience in big 4 (1 - 2 years), and/or
  • Having experience in finance/accounting/reporting in Bank (Digital/Conventional Bank) min 1 year
  • Able to communicate in English and Bahasa
  • Able to team working and in tight deadline
  • Having BSMR certification (min level 1) is plus point
  • Able to learn related to Banking Industry and its related transactions
Submit your application

We are currently looking for a Legal Manager Corporate & Financing. Reporting to the Senior Legal Manager and VP of Legal based in in Jakarta, the incumbent will provide effective legal support which mainly related to any general corporate matters, corporate actions and funding/financing arrangement within the FinAccel group. This is a great chance to gain exposure and challenge your legal knowledge and strategic thinking while assisting FinAccel in developing its Buy Now, Pay Later platform and service.


About the job:

  • Advise the relevant stakeholders on all stages of the any corporate actions and companys funding scheme, including any general and strategic corporate matters, financing scheme cooperation (e.g. channeling, joint financing and loan) and fundraising, as well as combined analysis against various regulatory requirements related to the implementation of any corporate and financing or funding matters.
  • Advise and support the relevant stakeholders with legal advice/legal assistance on the general corporate and financing scheme of the group company, involving onshore and offshore parties as well as highly credentialed financing partners, including any agreements drafting and review.
  • Advise and support the relevant stakeholders to provide legal analysis as well as conduct negotiation process across corporate and financing matters and act as a principal contact for any business initiative across corporate and financing work area.
  • Providing legal support in a range of legal matters including company secretarial, including legal administrative filling, submission, and/or reporting of legal data.
  • Respond promptly and effectively to legal requests & regulatory advice from the relevant stakeholders and advise on recommended courses of action.
  • Developing legal precedents in line with the legal, regulatory, and corporate environment.
  • Ensure compliance with Indonesian laws and regulations, ranging from BI and OJK regulations to company administration.
  • To succeed in this role, you should be able to demonstrate a good understanding of legal knowledge and expertise in the commercial environment, especially the lending business.


About you:

  • Bachelors Degree in Law and a minimum of 5 years experience as a corporate lawyer at a reputable private practice firm and/or in-house legal practitioner (desirable), with at least 2 years experience supporting a wide-length general corporate matters, strategic project and financing and/or lending activities of the company.
  • Experience in in digital banking and/or payments a strong plus.
  • Strong legal drafting skills and experience reviewing and negotiating persuasively with third party audiences, such as banks and external counsels.
  • PERADI certified (desirable).
  • Competence as a lawyer; ability to manage workload and work with a small team of lawyers in a dynamic environment.
  • Legal with a commercial sound with the ability to challenge results, provide solutions and form justifiable assumptions for the business.
  • Experience in digital products is a plus.
  • High personal integrity and commitment, strong communication and negotiation skills, independent and solution-oriented working style.
  • Highly organized and detailed-oriented.
  • Attentively listens to others and encourages the open expression of diverse ideas and opinions as well as capabilities of working collaboratively with internal partners.
  • Provides timely and helpful information to others across the organization.
  • Owns and manages various matters and new opportunities with enthusiasm.
  • Effective conflict resolution skills to manage crises effectively.
  • Instills trust and develops/maintains good working relationships with internal partners and/or external contacts and counsel.
  • Drives results while independently performing tasks and making recommendations regarding appropriate courses of action to internal stakeholders.
  • Fluent in spoken & written English and native Bahasa Indonesia.
  • High proficiency in Office Suites and proficiency in Google Suitestechnology savvy is desirable.

If you are driven, determined and want to take the next step in your career, this is the role for you. Great career progression opportunities await the right person in this exciting Legal Manager position.



Submit your application

We are looking for Sr. Product Managers that have technical background and analytical skill and able to collaborate with teams across divisions to deeply understand their opportunities and challenges, and together with UI/UX designers and engineers create high impact solutions to our products.

About the role:

  •  Drive end to end product development, start with idea initiation, writing high quality product requirement with supporting data from analysis and technical flow (if needed), product grooming, assisting on development and testing, identify and define key metrics to measure product performance.
  •  Monitor defined and existing key metrics to identify issues/improve the product.
  •  Drive data-informed decisions by integrating user research, data analysis (conduct what-if/pros and cons), and stakeholder feedback into product requirements.
  •  Scope and prioritize activities based on business and customer impact
  •  Working closely with many types of stakeholders, including engineering, designer, analysts, data science, risk, others division to implement new features and enhancements

About you:

Must Haves:

  •  At least 5 years of experience in product development with knowledge in product management are welcome.
  •  Have strong communication skills, positive energy, self-starter, strong drive to make things happen.
  •  Learn quickly, feel comfortable teaching yourself new skills, and working in a complex and fast-paced environment.
  •  Excellent analytical, multi-tasking and problem solving skills
  •  Capability to understand the technical and brainstorm with Engineers.
  •  Having technical skill in Query.

Nice to Haves:

  •  Bachelor's degree in computer science, information technology, business, or other related field
  •  Have technical background
  •  Familiar working in startup environment
  •  Experienced in business analyst or system analyst
  •  Have experience in launching a product from scratch and scaling it.
Submit your application

We are looking for an experienced UX researcher to join our team. You will be responsible for helping define and drive the future of our products. You will reveal what our users need from our products by conducting research, working with cross-functional teams, and performing usability studies. These responsibilities also include inspiring change, delivering oral and written presentations, evaluating qualitative and quantitative data, and helping the UX team better understand what would make a users experience more intuitive, accessible, and seamless.

About the Job:

  • Responsible for shaping and defining the ux researches that required for further product improvement
  • Uncover what our users need from our products by conducting research, performing usability studies, and also working with cross-functional teams
  • Inspiring change, delivering findings, ,evaluating qualitative and quantitative data, and helping the UX team better understand what would make a user's experience more intuitive and enjoyable
  • Collaborate with the Product and UX team to ensure the quality of the delivered product meets the good standard of design, user experience and features.
  • Develop quantitative and qualitative exploratory/evaluative research plan and consider the most suitable method to be used
  • Defining, Planning and implementing research and usability testing using proper and suitable quantitative/qualitative methods
  • Collaborate with other stakeholders to define feature or improvement that can help increase or move our product metrics and user experience
  • Conduct thorough data and research analysis from existing data and create suitable action items from those findings.
  • Advocate research findings to diverse audiences and propose reasonable improvements that can be implemented for UX purposes.
  • Implement quarterly PDCA (Plan-Do-Check-Action) in each work activities to ensure effectiveness of output quality of the product development process

About You:

  • Minimum of 5 years experience of working in UX Research or product development field
  • Experience with conducting user/qualitative/field research
  • In-depth understanding of UI UX, various UX research method and product development
  • Extensive knowledge of SQL, BigQuery or quantitative analysis is a must
  • Excellent portfolio demonstrating past work experience and deliverables
  • Critical thinker and problem-solving skills
  • Great interpersonal and communication skills
  • Great in both quantitative and qualitative analysis skills
  • Self driven with high ownership and motivation
Submit your application

Our Product Analyst-Core Banking will be responsible to support the Core Banking team by researching and providing a clear analysis of product initiatives. You will be our strongest advocate for making data-first decisions. The perfect candidate should have a strong background in team work and using data to drive the decision-making process.

About the role:

  • Research and analysis of the landscape, customers, product metrics, and latest internet trends to identify and fill product gaps

  • Generate new ideas that grow market share, improve customer experience and drive growth and conversion
  • Write product specs, evaluate pros and cons and conduct what-if scenario analysis
  • Translate product strategy into detailed requirements and prototypes. Conduct what-if/pros and cons analysis
  • Scope and prioritize activities based on business and customer impact
  • Work closely with engineering, marketing and operations to scope and implement new features

About you:

  • At least 2 years of experience as a product manager or data analyst or business analyst

  • Solid technical background in SQL query is required
  • Solid technical background with understanding and/or hands-on experience in software development or database
  • Excellent analytical and problem solving skills
  • Self-starter with strong project management skills to follow through on execution
Submit your application

As we are growing bigger, we are looking for a Senior Collection Analyst to identify continuous improvements and implementing the best solutions for collection operations. The ideal candidate is a self-starter, strategic thinker, great communicator, and enjoys collaborating with people with a diverse set of talents in a dynamic fast-paced environment.

About the role:

  • Daily review key Collection indicators and provide highlight to Collection Director
  • Perform regular analysis on agent productivity metrics
  • Develop understanding on Collection process, to address any related issue
  • Conduct in-depth analysis on Collection portfolio when needed, and provide recommendations for improvement
  • Perform monthly inventory planning to ensure Collection capacity is sufficient
  • Provide assistance for Collection managers on Collection tools and system support
  • Actively participate on Collection system enhancement

About you:

  • Bachelor’s Degree from reputable University with minimum GPA 3.0
  • Minimum 2 years experiences in Collection function, data analysis, lending, or other related fields within Financial Institution
  • Advance knowledge in SQL and or statistical tool (e.g. SAS)
  • Strong analytical skills and put attention on details
  • Conversational ability in English is a must
  • Strong and highly motivated with positive mindset attitude
  • Have good leadership skill and able to manage people
  • Comfortable working in a dynamic and fast-paced environment
  • Collaborative

Thank you for your interest in Kredivo. We’re thrilled that you’d like to join our company. Unfortunately, days are short and applicants are many, so we won’t have time to meet everyone. If you are among qualified candidates, you will receive a call or email from our Talent Acquisition team.

Submit your application

Our Product Analyst - Risk will be responsible to support the Risk team by researching and providing a clear analysis of product initiatives. You will be our strongest advocate for making data-first decisions. The perfect candidate should have a strong background in team work and using data to drive the decision-making process.

About the job:

  • Research and analysis of the landscape, customers, product metrics, and latest internet trends to identify and fill product gaps

  • Generate new ideas that grow market share, improve customer experience and drive growth and conversion

  • Write product specs, evaluate pros and cons and conduct what-if scenario analysis

  • Translate product strategy into detailed requirements and prototypes.

  • Scope and prioritize activities based on business and customer impact

  • Work closely with engineering, marketing and operations to scope and implement new features

  • Leadership ability to manage a team of analysts


About you:

  • At least 3 years of experience as a data analyst or product manager or programmer in a startup environment

  • Solid technical background (SQL is a must) with understanding and/or hands-on experience in software development
  • Extremely strong communication skills and comfortable to communicate in English
  • Strong intuition for user behavior

  • Ability to develop product and marketing strategies

  • Excellent analytical and problem solving skills

  • Self-starter with strong project management skills to follow through on execution

Submit your application

Product Manager - Risk will be assigned to the Risk Team that is responsible for growing our registration rates by building, testing, and optimizing features that make it easy for every visitor to sign up for a Kredivo account and any other of FinAccel's products. The shortlisted candidates will be the ones that can connect the dots between individual stakeholder needs to craft our product strategy.

About the job:

  • Build and improve risk products that help employees at Kredivo do their best work
  • Build relationships with departments across Kredivo including operations, finance, sales and marketing
  • Set the product strategy, prioritize features, build consensus, and coordinate product schedules with a team of engineers and designers to ship high-quality experiences to internal Kredivo teams.
  • Drive data-informed decisions by integrating user research, data analysis, and stakeholder feedback into product requirements, ensuring products satisfy user needs.
  • Lead exploratory investigations to identify opportunities with new teams and develop hypotheses into concrete projects.

About you:

  • At least 3 years of experience as a product manager and / or project manager in a startup environment
  • Solid technical background in SQL query and programming language such as Python and Java with understanding and/or hands-on experience in software development
  • Extremely strong communication skills and comfortable to communicate in English
  • Ability to develop product and marketing strategies
  • Excellent analytical and problem solving skills with strong intuition for user behavior
  • Self-starter with strong project management skills to follow through on execution
Submit your application

We are looking for Backend Engineers to join User Application and Transaction Squad. This team is responsible for developing new product functionality for Kredivo, building scalable services and tools using open source frameworks/cloud infrastructure and integrating machine learning models for real-time credit scoring and fraud detection. Afterward, the team is also in charge in the development of transaction journeys both in apps and business partners’ sides. The winning candidates should have a strong background in developing scalable microservices using event driven architecture.

About the role:

  • Design and implement backend services for various FinAccel lending platforms like Kredivo.

  • Work with the Product, Business and Sales teams to gather and understand requirements and deliver scalable solutions.

  • Write high quality, maintainable code.

  • Own parts of the system and continuously work to improve them in an agile environment.

  • Benchmarking, load testing, diagnosing problems and helping create solutions.

  • Research and implement modern frameworks and technologies for back-end systems.

  • Participate in design discussions, reviews and propose/implement solutions to technical problems and challenges.

About you:

  • Bachelor’s degree in Computer Science, Information Technology or equivalent

  • Minimum 3 years of software development experience

  • Strong understanding of Data Structures, Algorithms and Computer Science fundamentals

  • Experience working on one of follow programming language: Python, Golang or C++

  • Good understanding of microservices architecture and event driven programming paradigm

  • Proficient in HTTP, Web Services, OAuth and Restful APIs

  • Familiar with Linux environment

  • Experience working with cloud based systems and infrastructure services such as AWS, GCP, etc is a plus

  • Good Communication skills and good attention to details and ability to work well in a team with a positive attitude

Submit your application

As a Fullstack Engineer, you will cover everything from building interfaces and backend services, for a wide range of web-based applications, and involvement in deployment process. You will be a part of team who utilizes Javascript technologies such as React/Angular/Vue in frontend development and NodeJS in backend development. The shortlisted will be someone who has strong motivation, good communicator, biased for speed, high ownership and have experience in developing/maintaining scalable web applications.

About the role:

  • Work with the Product, Business, and Sales teams to gather and understand requirements and deliver scalable solutions
  • Design, develop, and maintain new and existing web applications
  • Write high quality, maintainable code
  • Continuously optimize existing applications to achieve better design and performance
  • Ensure web applications are fully deployed, implemented, and functioning
  • Participate in design discussions, reviews and propose/implement solutions to technical problems and challenges

About you:

  • B.S, M.S, and/or PhD in Computer Science or equivalent
  • 4+ years of working experience in the Software industry
  • Well versed with Object Oriented Programming concepts
  • Strong understanding of Data Structures, Algorithms, and Computer Science fundamentals
  • Experience working on NodeJS
  • Experience working on frontend and client technologies such as JS, CSS3, HTML5, JSON, Angular/React/VueJS, etc and database systems
  • Proficient in HTTP, Web Services and Restful APIs
  • Having a good understanding in SQL query is a plus
  • Good Communication skills
  • Ability to work well in a team with a positive attitude
Submit your application