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Join FinAccel

FinAccel is a fun, fast growing company with lofty ambitions. Starting with instant ecommerce financing, which integrates at merchant checkout, we are on a goal to disrupt unsecured lending in Southeast Asia, one of the fastest growing economic regions globally. Our first product, Kredivo, qualifies buyers for instant ecommerce purchase financing and personal loans at rates, which are much lower than multifinance companies. We do this by using breakthrough technology and science to unlock unprecedented insights about credit risk and fraud from multiple data sources: phone, social networks, telco, financial and location data.

Finaccel is looking for Android Engineer to design and develop new features for Kredivo Android app, as well as bug fixing and improving application performance. Also to design and develop another advanced application for Android platform in the future. We are looking for Android Developer who have strong motivation, passion for mobile technologies and experience as Android engineering for at least 3 years. We will work together as a team to design and build the next generation of our mobile applications.

Job Responsibility:

  • Design and development of Kredivo Android app, and build other Android products in future
  • Write high quality, maintainable code
  • Participate in design discussions, reviews and propose/implement solutions to technical problems and challenges
  • Work on bug fixing and improving application performance
  • Continuously discover, evaluate and implement new technologies to maximize development efficiency

Requirements:

  • 3-4 years of experience as an Android engineer
  • Must have startup experience
  • Strong understanding of algorithms, data structures, performance optimization techniques, and programming in OOP
  • Must be a believer in Agile and Lean methodologies
  • BS or MS in Computer Science or related field

We are looking for a Collection Analyst to identify continuous improvements and implementing the best solutions for collection operations. The ideal candidate is a self-starter, strategic thinker, great communicator, and enjoys collaborating with people with a diverse set of talents in a dynamic fast-paced environment

Job Responsibilities:

  • Daily review key Collection indicators and provide highlight to Collection Director
  • Perform regular analysis on agent productivity metrics
  • Develop understanding on Collection process, to address any related issue
  • Conduct in-depth analysis on Collection portfolio when needed, and provide recommendations for improvement
  • Perform monthly inventory planning to ensure Collection capacity is sufficient
  • Provide assistance for Collection managers on Collection tools and system support
  • Actively participate on Collection system enhancement

Key Competencies:

  • Bachelor’s Degree from reputable University with minimum GPA 3.0
  • Minimum 2 years experiences in Collection function, data analysis, lending, or other related fields within Financial Institution
  • Advance knowledge in SQL and or statistical tool (e.g. SAS)
  • Strong analytical skills and put attention on details
  • Conversational ability in English is a must
  • Strong and highly motivated with positive mindset attitude
  • Comfortable working in a dynamic and fast-paced environment
  • Collaborative

Our Data Analyst will be responsible for conducting data mining and in-depth analysis/research according to the assigned squad. The role will be working closely with Product Manager and provide recommendations and insights that can enhance our business performance. Last but not least, he/she will also provide ad-hoc support for various projects.

Job Responsibility :

  • Analyzing data and create data quality reports.
  • Performing data reconciliation across multiple sources to ensure the accuracy of data report.
  • Supporting initiatives for data integrity and normalization.
  • Ingesting and normalizing customer data.
  • Communicating with engineering and customer support teams.
  • Helping our common interface standards (specifications) and collaborate with multiple teams to enhance it as needed.

Qualifications:

  • *At Least 2+ Years of Experience and Knowledge of SQL and Database.
  • Excel and MACRO.
  • ETL processes exposure.
  • Experience working with large datasets.
  • Data Pipelines, Data Mapping, Data Validation, Data Analysis.
  • *Good English Proficiency.
  • *Teamwork and good interpersonal skills

As a Data Scientist you’ll be part of a team that is working on cutting edge credit scoring algorithms. You will work side by side with Analysts and Data Engineers and take full ownership of your work – from the initial idea-generation phase to the implementation of the final product. Our ideal candidate is result-focused, innovative and has solid quantitative background and a good business understanding.

Role Description:

  • Work in a multi-disciplined team where you’ll take full ownership of turning discoveries and ideas into machine learning models
  • Implementation of machine learning models
  • Research & Development on how to improve our credit scoring models, by using our vast amount of data
  • Actively contribute to taking Data Science at FinAccel to the next level

Requirements:

  • Minimum 2 years of relevant work experience
  • Masters, PhD, or equivalent experience in a quantitative field (Computer Science, Mathematics, Engineering, Artificial Intelligence, etc.)
  • Excellent English communication skills
  • Capable to build robust end-to-end predictive models using the latest Machine Learning techniques and methodologies
  • Experience with at least one scripting language, e.g. R, Octave, and one programming language, e.g. Python, Perl, C/C++, Java
  • Exposure to SQL and relational databases

Bonus points (optional) for:

  • Experience working with alternate data to evaluate credit risk
  • Experience in building end-to-end Deep Learning and/or NLP models

We are looking for someone who could help us to create and maintain development platforms and processes that enable automation of builds and releases as the engineering organization grows. You will be collaborating with development, infrastructure, and QA teams to drive productivity, repeatability and quality improvements for our products.

Job Responsibility:

  • Assist engineers with deployment updates and fixes of application.
  • Help engineers with performing root cause analysis on the production errors
  • Build in-house applications / scripts which will be used to assist day-to-day operations.

Qualifications:

  • 3 years of systems administration and configuration experience with 1 years of experience focused on cloud-hosted commercial facing environments
  • Cloud deployment automation experience
  • Experience with log consolidation, reporting, and alerting frameworks such as ELK
  • Experience automating the configuration of and administration of load balancers, DNS, firewalls, and cloud based networks
  • Detailed knowledge of cloud infrastructure management
  • Familiarity with Unix (FreeBSD/Linux) operating systems, tools, and utilities
  • Familiarity with migration of services and server to the cloud and containers
  • Ability to design and configure virtual network topologies.
  • Experience designing configuration management systems using tools such as Chef, Ansible, Puppet, Salt & Jenkins
  • Ability to provision, monitor, optimize and scale cloud infrastructure using APIs
  • Strong coding capability in one or more languages, especially bash and Python
  • Experience with automation and workflow management
  • Experience with Docker highly preferred
  • Experience with application load balancing solutions for scaling and HA
  • Linux administration experience
  • Well versed in internet architectures, including web, application, and database components such as Apache, Nginx, memcache, MySQL, etc.
  • Deep understanding of firewalls, NAT and packet filtering (specifically Iptables)
  • General Networking skills os a BIG plus (Layer 2 & 3 switches, TCP/IP, SNMP, etc.)
  • Experience with Hadoop and related projects (Hive, Hbase, Pig, Spark, Mahout, etc.)
  • Experience in data analysis and visualization

As a full stack engineer, you will cover everything from building interfaces and backend services, for a wide range of web-based applications, and involvement in deployment process. You will be a part of team who utilizes Javascript technologies such as React/Angular/Vue in frontend development and NodeJS in backend development. The shortlisted will be someone who has strong motivation, good communicator, biased for speed, high ownership and have experience in developing/maintaining scalable web applications.

Responsibilities:

  • Work with the Product, Business, and Sales teams to gather and understand requirements and deliver scalable solutions
  • Design, develop, and maintain new and existing web applications
  • Write high quality, maintainable code
  • Continuously optimize existing applications to achieve better design and performance
  • Ensure web applications are fully deployed, implemented, and functioning
  • Participate in design discussions, reviews and propose/implement solutions to technical problems and challenges

Qualifications & Experience:

  • B.S, M.S, and/or PhD in Computer Science or equivalent
  • 4+ years of working experience in the Software industry
  • Well versed with Object Oriented Programming concepts
  • Strong understanding of Data Structures, Algorithms, and Computer Science fundamentals
  • Experience working on NodeJS
  • Experience working on frontend and client technologies such as JS, CSS3, HTML5, JSON, Angular/React/VueJS, etc and database systems
  • Proficient in HTTP, Web Services and Restful APIs
  • Having a good understanding in SQL query is a plus
  • Good Communication skills
  • Ability to work well in a team with a positive attitude

Job Responsibility:

  • Develop and implement Machine Learning pipeline infrastructure, including but not limited to: ETL (Extract, Transform and Load) of raw data into model features and building platform to automate ML training, testing and maintenance.
  • Partnering with Data Scientists to transform prototypes of predictive models into high performance, well integrated systems.

Qualifications:

  • 1-2 years (for Junior role) and 3-5 years (for Senior role) of relevant experiences in Machine Learning, Software or Data Engineering
  • Ability to write robust code in Python
  • High degree of proficiency with RDBMS (i.e. MySQL, PostgreSQL) and No-SQL platforms (i.e. S3)
  • Having baseline knowledge of data structures, data modeling and software architecture related to Machine Learning
  • Strong interest in building scalable and reliable Machine Learning/ AI related services
  • Past experience working with cloud services platfor to build data pipeline, monitoring, scheduler and storage, preferably on AWS environment.
  • Familiarity using a distributed computing platform, such as Hadoop or Spark is a plus

As Managing Director for the Philippines, you will play a vital role that spans product, operations, marketing and business development. You will be the key person on the ground responsible for building and scaling Kredivo in the Philippines, supported by functional heads (product, marketing, engineering, operations, finance etc) based out of Singapore or Jakarta. You will be expected to:

  • Acquire distribution points (merchants) for Kredivo and scale them over time
  • Guide and execute customer acquisition, marketing and product strategy for the Philippines
  • Perform the role of a country representative
  • Be the driver of all hiring for the Philippines office
  • Be the driver of our culture for the Philippines office

At Kredivo it is important to get things done and we expect you to be able to switch easily between strategic and operational tasks seamlessly.

Qualifications:

  • Minimum 5-6 years of experience in a hi-growth startup environment
  • Proven track record in developing and cultivating relationships across all levels
  • Proven track record as an accomplished sales or partnerships leader
  • Well versed in the payments or ecommerce industry
  • Ability to multi-task, prioritize, and manage time effectively
  • Excellent interpersonal, written, and oral communication skills
  • Hi-energy and goal-driven personality, focused on achieving big things in ½ the time that it takes most people

Currently, we are looking for Portfolio Analyst Manager who will play a vital role to ensure that potential risk is well-informed to the management, advise portfolio trend analysis, and help driving Kredivo’s portfolio reporting strategy. A successful candidate will have good problem solving skills, a track record of high performance, a demonstrated ability to meet deadlines and a strong desire to learn.

Primary Areas Of Responsibility For This Role

  • Daily review on key risk indicators and identified potential risk factor if any
  • Perform in-depth analysis to evaluate risk event and outline findings
  • Develop understanding on the business process to address inquiries related to credit, risk and portfolio management
  • Actively identify opportunities to improve portfolio quality and reduce risk
  • Participate on new product launch, policy change implementations and process changes

Qualifications

Minimum Qualifications:

  • Bachelor’s Degree from reputable University with minimum GPA 3.0
  • Minimum 3 years experiences in Risk function, data analysis, lending, or other related fields within Financial Institution
  • Good knowledge in SQL and or statistical tool (e.g. SAS)
  • Strong analytical skills and put attention on details
  • Must be good communication in English
  • Open minded and willing to learn something new and collaborative

We are looking for Product Manager for our Internal Platforms that will collaborate with teams across divisions to deeply understand their opportunities and challenges, and together with designers and engineers creating high impact solutions to our internal platforms. The shortlisted candidates will be the ones that can connect the dots between individual stakeholder needs to craft Kredivo’s internal product strategy.

Job Responsibility:

  • Build and improve products that help employees at Kredivo do their best work
  • Build relationships with departments across Kredivo including operations, finance, sales and marketing
  • Set the product strategy, prioritize features, build consensus, and coordinate product schedules with a team of engineers and designersto ship high-quality experiences to internal Kredivo teams.
  • Drive data-informed decisions by integrating user research, data analysis, and stakeholder feedback into product requirements, ensuring products satisfy user needs.
  • Lead exploratory investigations to identify opportunities with new teams and develop hypotheses into concrete projects.

Requirements:

  • At least 3 years of experience as a product manager and / or project manager in a startup environment
  • Solid technical background in SQL query and programming language such as Python and Java with understanding and/or hands-on experience in software development
  • Extremely strong communication skills
  • Strong intuition for user behavior
  • Ability to develop product and marketing strategies
  • Excellent analytical and problem solving skills
  • Self-starter with strong project management skills to follow through on execution

Finaccel is looking for a Senior Quality Assurance (QA) engineers to develop and execute exploratory and automated testing to ensure product quality for Kredivo’s backend services and mobile applications. Candidates should be able to create detailed, comprehensive and well-structured test plans/test cases, have excellent knowledge of MySQL and good with scripting tools in Linux environment. Candidates with programming expertise to automate testing using open-source test automation frameworks will be preferred.

Responsibilities:

  • Work closely with product, design and engineering teams to understand product requirements and design/execute test plans with complete ownership
  • Develop and maintain automation suites for website, mobile application and backend services
  • Carefully plan out release process including identifying inter-dependencies and backward compatibility
  • Work closely with dev operations team in planning, executing and verifying product releases and measuring impact
  • Replicate bugs reported in production on staging environment and help troubleshoot and fix with urgency
  • Help define, drive and implement QA best practices and process

Qualification & Experience:

  • BS, MS, and/or PhD in Computer Science or equivalent
  • 3+ years in manual and automated testing of web services and mobile applications
  • Strong understanding of Data Structures, Algorithms, and Computer Science fundamentals
  • Strong understanding of testing best practices across white box, black box and regression testing
  • Strong analytical, problem solving and troubleshooting skills to test product quality for functional/non-functional requirements
  • Excellent with MySQL and scripting tools like BASH or Python on Linux
  • Intermediate level experience writing automation suites in any language of choice
  • Good understanding of HTTP, Web Services, OAuth and Restful APIs
  • Experience working with Git and CI tools like Jenkins, Travis or others
  • Good communication skills and strong attention to details
  • Ability to work well in a team with humility, passion and self-motivation

We are looking for SEIT Engineer to join engineering team to develop and configure test automation networks on our apps and execute stability and performance test. The chosen candidate will be the one who has both grit and good technical exposure in SEIT field.

What you will really be doing:

  • Write test scripts to automate complex test cases and scenarios for mobile apps and/or web apps
  • Analyze user stories to define test plan, including test scenarios and test cases, that will ensure the acceptance criteria of the story are being fulfilled
  • Execute all relevant testing types for the story, including user interface testing, functionality testing, performance testing, regression testing, unit testing, system testing, or integration testing
  • Document your analysis and test reports

Qualifications:

  • Bachelor Degree in Information System, Computer Science, or related fields
  • Good knowledge and experience in Object-oriented Programming
  • Strong logical thinking
  • What would be ideal for you to have
  • Experience in creating mobile/web application
  • Knowledge in automated testing framework (e.g. selenium, appium)
  • Experience in test-driven development
  • Knowledge of software QA methodologies, tools, and processes
  • Experience in designing, writing, maintaining, and executing software tests
  • Ability to think as an end user
  • Has Scripting experience such as Python or JavaScript
  • Passion for developing and maintaining a good user experience
  • Comfortable with switching contexts rapidly
  • Strongly passionate about mobile/web technologies
  • Enjoy challenges and is eager to grow
  • Yearning for a company that put high values on training and developing your skills

FinAccel is looking for Senior Backend engineers to join their R&D center in Jakarta, Indonesia. The team is responsible for developing new product functionality for Kredivo, build scalable services and tools using open source frameworks/cloud infrastructure and integrate machine learning models for real-time credit scoring and fraud detection. Candidates should have strong background in developing scalable microservices using event driven architecture.

Responsibilities

  • Design and implement backend services for various FinAccel lending platforms like Kredivo.
  • Work with the Product, Business and Sales teams to gather and understand requirements and deliver scalable solutions.
  • Write high quality, maintainable code.
  • Own parts of the system and continuously work to improve them in an agile environment.
  • Benchmarking, load testing, diagnosing problems and helping create solutions.
  • Research and implement modern frameworks and technologies for back-end systems.
  • Participate in design discussions, reviews and propose/implement solutions to technical problems and challenges.

Qualifications & Experience:

  • Bachelor’s degree in Computer Science, Information Technology or equivalent
  • Minimum 3 years of software development experience
  • Strong understanding of Data Structures, Algorithms and Computer Science fundamentals
  • Strong logical and innovative thinking, troubleshooting skills and diagnostic intuition, able to assess the business needs and reflect the value into the product design
  • Experience working on one of follow programming language: Python, Golang or C++
  • Good understanding of microservices architecture and event driven programming paradigm
  • Proficient in HTTP, Web Services, OAuth and Restful APIs
  • Familiar with Linux environment
  • Experience working with cloud based systems and infrastructure services such as AWS, GCP, etc is a plus
  • Good Communication skills and good attention to details
  • Ability to work well in a team with a positive attitude

FinAccel is looking for Senior Backend engineers to join their platform engineering R&D center in Singapore. The team leads technology R&D for building highly scalable/fault-resilient backend services and establishes best practices for development, delivery and monitoring of production systems in close coordination with product engineering teams in Jakarta. Candidates should have strong background in developing scalable microservices using event driven architecture.

Responsibilities:

  • Research and implement modern frameworks and technologies for back-end systems.
  • Solve challenging problems in distributed systems while moving monolith applications to microservice architecture.
  • Create blueprints for system architecture, database design, coding and testing standards to suit continuous delivery infrastructure in cloud.
  • Drive adoption of good software engineering practices related to code reviews, documentation and unit testing across teams.
  • Work closely with devops team to design, integrate and optimize deployment workflows and environments for fast paced engineering culture.

Qualification & Experience:

  • Bachelor’s degree in Computer Science, Information Technology or equivalent
  • Minimum 3 years of software development experience
  • Strong understanding of Data Structures, Algorithms and Computer Science fundamentals
  • Experience working on one of follow programming language: Python, Golang or C++
  • Good understanding of microservices architecture and event driven programming paradigm
  • Proficient in HTTP, Web Services, OAuth and Restful APIs
  • Familiar with Linux environment
  • Experience working with cloud based systems and infrastructure services such as AWS, GCP, etc is a plus
  • Good Communication skills and good attention to details and ability to work well in a team with a positive attitude

FinAccel is one of the largest and fastest growing consumer finance Companies in Indonesia and is now expanding its footprint to the Philippines. FinAccel is looking for an experienced Senior Compliance Manager to make sure that we stay up to scratch with the different regulatory standards and requirements in the Philippines.

You will be responsible for driving compliance in all aspects and levels of the business and will have extensive experience in doing so with an SEC-regulated Financing Company in the Philippines. You are a professional of high ethical standards, able to operate independently, and able to find pragmatic solutions while operating in a hi-growth environment.

Please note that this role can be tailored to the right candidate and we may be willing to consider a part-time candidate for 6 – 12 months then scale up to full time employment afterward.

Job Responsibilities:

  • Plan, monitor and control all compliance aspects across the Company
  • Advice and update the Management Team on regulatory developments
  • Ensure the Company complies with SEC and other applicable regulations and requirements
  • Work closely with internal stakeholders to prepare and review reports and filings
  • Manage and maintain relationships with regulatory bodies
  • Draft and/or review agreements and other legal documentation as required.
  • Work closely with internal stakeholders in Indonesia, Singapore, and Manila in the preparation and review of legal documents and contracts

Your Requirements:

  • Candidate must possess at least a bachelor’s degree in Law or equivalent from a Tier 1 University in the Philippines or abroad
  • At least 4-5 years’ work experience as Legal & Compliance Manager in the Philippines with an SEC-regulated Financing and/or Lending Company
  • Good understanding of local laws, regulations, filing and registration requirements and processes (not limited to SEC filings)
  • Proven track record in managing relationship with the regulator and Government bodies
  • Strong legal drafting skills and experience in reviewing business contracts
  • Highly motivated, independent self-starter, team player, and able to work in a fast-paced entrepreneurial environment that is continually changing
  • High integrity and sense of commitment, willing to learn, and has a strong sense of ownership
  • Exposure across other South-east Asian markets in addition to the Philippines would be a plus

We are looking for a result-focused and innovative Senior Data Scientist who also possess strong business acumen to be based in Singapore. As a Senior Data Scientist, you will lead the initiatives to build variety of data products to improve the efficiency and the effectiveness of the existing business process as well as mentoring and coaching junior data scientists. You will have a unique opportunity to work in a fast pace business and utilize vast amount of data, ensuring high growth working environment.

Job Description:
  • To lead and mentor team of Data Scientists in a multi-disciplined team where you will take full ownership of turning discoveries and ideas into machine learning models
  • Identify opportunity and conduct R&D to improve efficiency & effectiveness of business process using ML model across variety of fields such as risk, marketing, collection, customer service, underwriting; by using our vast amount and unique set of data
  • Actively contribute to taking Data Science at FinAccel to the next level
  • Communicate clearly the potential impact of data products to relevant stakeholders.
Requirements:
  • 4+ years of industry experience in working at financial domain for a consumer-facing company
  • Experience building robust end-to-end predictive models using the latest Machine Learning techniques and methodologies
  • Proficiency in Python or R. Exposure to RDBMS (i.e. MySQL, PostgreSQL) and No-SQL platforms (i.e. S3)
  • Proven communicator with technical teams, clients and senior stakeholders
Bonus points (optional) for:
  • Experience with alternate data to evaluate credit risk
  • Experience in building state of the art Computer Vision or NLP models

FinAccel is a fun, fast growing company with lofty ambitions. Starting with instant ecommerce financing, we are on a goal to disrupt unsecured lending in Southeast Asia, one of the fastest growing economic regions globally. Our first product, Kredivo, which integrates at merchant checkout, qualifies e-commerce buyers for instant ecommerce purchase financing at rates, which are much lower than consumer finance companies. We do this by using breakthrough technology and science to unlock unprecedented insightsabout credit risk and fraud from multiple data sources: phone, social networks, telco, financial and location data.

Finaccel is looking forSenior Database Administrator to manage SQL/NoSQL databases on cloud infrastructure for high availability, performance and security. Candidates should have excellent understanding of database internals, schema design, query optimization and schema/data migrations in 24×7 business environments. Experience leading small to medium DBA teams and knowledge of modern CI/CD frameworks preferred.

Responsibilities:

  • Analyze, tune and document schema and queries
  • Work with developers to provide database performance-tuning expertise as needed
  • Patch and upgrade database management software
  • Setup monitoring and alerting procedures for database exceptions
  • Manage database schema evolution and establish best practices without impacting 24×7 online financial services
  • Setup database data archiving, backup and replication procedures
  • Develop strategies to scale out multi-datacenter database deployments
  • Establish and maintain database development standards
  • Create, develop, and maintain database design documentation

Qualification & Experience:

  • 5+ years of MySQL and Linux experience in an intensive, high-traffic, web-based, multi-threading applications on multi-core architecture environment
  • Expert level knowledge in MySQL 5.6+, complete understanding of different engines and related utilities such as Percona Toolkit, mysqladmin etc.
  • Hands on experience setting up and using MySQL monitoring tools (i.e., Zabbix, DataDog, etc.)
  • Experience with designing and implementing high-availability database features, utilizing various replication and disaster recovery methodologies
  • Must have experience of managing databases in AWS environment
  • Must have experience in scripting languages such as Shell, Perl, Python, etc.
  • Experience with Ansible, Puppet or other automation workflow tools is a plus
  • Experience with NoSQL databases like Redis, MongoDB or ElasticSearch is a plus
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