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Join FinAccel

FinAccel is a fun, fast growing company with lofty ambitions. Starting with instant ecommerce financing, which integrates at merchant checkout, we are on a goal to disrupt unsecured lending in Southeast Asia, one of the fastest growing economic regions globally. Our first product, Kredivo, qualifies buyers for instant ecommerce purchase financing and personal loans at rates, which are much lower than multifinance companies. We do this by using breakthrough technology and science to unlock unprecedented insights about credit risk and fraud from multiple data sources: phone, social networks, telco, financial and location data.

We are looking for a Collection Analyst to identify continuous improvements and implementing the best solutions for collection operations. The ideal candidate is a self-starter, strategic thinker, great communicator, and enjoys collaborating with people with a diverse set of talents in a dynamic fast-paced environment

Job Responsibilities:

  • Daily review key Collection indicators and provide highlight to Collection Director
  • Perform regular analysis on agent productivity metrics
  • Develop understanding on Collection process, to address any related issue
  • Conduct in-depth analysis on Collection portfolio when needed, and provide recommendations for improvement
  • Perform monthly inventory planning to ensure Collection capacity is sufficient
  • Provide assistance for Collection managers on Collection tools and system support
  • Actively participate on Collection system enhancement

Key Competencies:

  • Bachelor’s Degree from reputable University with minimum GPA 3.0
  • Minimum 2 years experiences in Collection function, data analysis, lending, or other related fields within Financial Institution
  • Advance knowledge in SQL and or statistical tool (e.g. SAS)
  • Strong analytical skills and put attention on details
  • Conversational ability in English is a must
  • Strong and highly motivated with positive mindset attitude
  • Comfortable working in a dynamic and fast-paced environment
  • Collaborative

As a Data Scientist you’ll be part of a team that is working on cutting edge credit scoring algorithms. You will work side by side with Analysts and Data Engineers and take full ownership of your work – from the initial idea-generation phase to the implementation of the final product. Our ideal candidate is result-focused, innovative and has solid quantitative background and a good business understanding.

Role Description:

  • Work in a multi-disciplined team where you’ll take full ownership of turning discoveries and ideas into machine learning models
  • Implementation of machine learning models
  • Research & Development on how to improve our credit scoring models, by using our vast amount of data
  • Actively contribute to taking Data Science at FinAccel to the next level

Requirements:

  • Minimum 2 years of relevant work experience
  • Masters, PhD, or equivalent experience in a quantitative field (Computer Science, Mathematics, Engineering, Artificial Intelligence, etc.)
  • Excellent English communication skills
  • Capable to build robust end-to-end predictive models using the latest Machine Learning techniques and methodologies
  • Experience with at least one scripting language, e.g. R, Octave, and one programming language, e.g. Python, Perl, C/C++, Java
  • Exposure to SQL and relational databases

Bonus points (optional) for:

  • Experience working with alternate data to evaluate credit risk
  • Experience in building end-to-end Deep Learning and/or NLP models

Our Fraud reviewer analyzes high frequency transaction data and user behavior to identify
fraudulent/ high risk transactions as well as suggest improvements to business processes and
systems to prevent such transactions from happening in future. The roles and responsibilities
include the following (but not limited to):

  • Daily monitoring and review of suspicious transactions and user activity
  • Generate additional insights by analyzing transaction and user behavior patterns
  • Work closely with engineering and data science team to codify these insights into the existing fraud monitoring systems and business processes
  • Create ad-hoc reports and dashboards to aid top management decision making

Requirements:

  1. Bachelor’s Degree with GPA minimum 3.0, preferably in quantitative subject (i.e. Computer Science, Engineering, Economics, or Mathematics).
  2. Minimum 1 year experience as Fraud Reviewer or Analyst in financial sector preferably.
  3. Strong analytical skills as well as good understanding of business processes.
  4. Proficiency in SQL and other database management software will be a big plus.
  5. Comfortable working in a dynamic and fast-paced environment.
  6. Conversational ability in English required

As a full stack engineer, you will cover everything from building interfaces and backend services, for a wide range of web-based applications, and involvement in deployment process. You will be a part of team who utilizes Javascript technologies such as React/Angular/Vue in frontend development and NodeJS in backend development. The shortlisted will be someone who has strong motivation, good communicator, biased for speed, high ownership and have experience in developing/maintaining scalable web applications.

Responsibilities:

  • Work with the Product, Business, and Sales teams to gather and understand requirements and deliver scalable solutions
  • Design, develop, and maintain new and existing web applications
  • Write high quality, maintainable code
  • Continuously optimize existing applications to achieve better design and performance
  • Ensure web applications are fully deployed, implemented, and functioning
  • Participate in design discussions, reviews and propose/implement solutions to technical problems and challenges

Qualifications & Experience:

  • B.S, M.S, and/or PhD in Computer Science or equivalent
  • 4+ years of working experience in the Software industry
  • Well versed with Object Oriented Programming concepts
  • Strong understanding of Data Structures, Algorithms, and Computer Science fundamentals
  • Experience working on NodeJS
  • Experience working on frontend and client technologies such as JS, CSS3, HTML5, JSON, Angular/React/VueJS, etc and database systems
  • Proficient in HTTP, Web Services and Restful APIs
  • Having a good understanding in SQL query is a plus
  • Good Communication skills
  • Ability to work well in a team with a positive attitude

We are looking for an iOS Developer responsible for the development and maintenance of applications. Your primary focus will be development of iOS applications and their integration with back-end services. You will be working alongside other engineers and developers working on different layers of the infrastructure. Therefore, a commitment to collaborative problem solving, sophisticated design, and the creation of quality products is essential.

Responsibilities:

  • Design and build applications for the iOS platform
  • Ensure the performance, quality, and responsiveness of applications
  • Collaborate with a team to define, design, and ship new features
  • Identify and correct bottlenecks and fix bugs
  • Help maintain code quality, organization, and automatization

Skills:

  • Proficient with Swift or Objective-C.
  • Experience with iOS frameworks such as Core Data, Core Animation, etc.
  • Experience with offline storage, threading, and performance tuning
  • Familiarity with RESTful APIs to connect iOS applications to back-end services
  • Knowledge of other web technologies and UI/UX standards
  • Understanding of Apple’s design principles and interface guidelines
  • Familiarity with cloud message APIs and push notifications
  • Knack for benchmarking and optimization
  • Proficient understanding of code versioning tools: Git

Job Responsibility:

  • Develop and implement Machine Learning pipeline infrastructure, including but not limited to: ETL (Extract, Transform and Load) of raw data into model features and building platform to automate ML training, testing and maintenance.
  • Partnering with Data Scientists to transform prototypes of predictive models into high performance, well integrated systems.

Qualifications:

  • 1-2 years (for Junior role) and 3-5 years (for Senior role) of relevant experiences in Machine Learning, Software or Data Engineering
  • Ability to write robust code in Python
  • High degree of proficiency with RDBMS (i.e. MySQL, PostgreSQL) and No-SQL platforms (i.e. S3)
  • Having baseline knowledge of data structures, data modeling and software architecture related to Machine Learning
  • Strong interest in building scalable and reliable Machine Learning/ AI related services
  • Past experience working with cloud services platfor to build data pipeline, monitoring, scheduler and storage, preferably on AWS environment.
  • Familiarity using a distributed computing platform, such as Hadoop or Spark is a plus

We are looking for Product Manager for our Internal Platforms that will collaborate with teams across divisions to deeply understand their opportunities and challenges, and together with designers and engineers creating high impact solutions to our internal platforms. The shortlisted candidates will be the ones that can connect the dots between individual stakeholder needs to craft Kredivo’s internal product strategy.

Job Responsibility:

  • Build and improve products that help employees at Kredivo do their best work
  • Build relationships with departments across Kredivo including operations, finance, sales and marketing
  • Set the product strategy, prioritize features, build consensus, and coordinate product schedules with a team of engineers and designersto ship high-quality experiences to internal Kredivo teams.
  • Drive data-informed decisions by integrating user research, data analysis, and stakeholder feedback into product requirements, ensuring products satisfy user needs.
  • Lead exploratory investigations to identify opportunities with new teams and develop hypotheses into concrete projects.

Requirements:

  • At least 3 years of experience as a product manager and / or project manager in a startup environment
  • Solid technical background in SQL query and programming language such as Python and Java with understanding and/or hands-on experience in software development
  • Extremely strong communication skills
  • Strong intuition for user behavior
  • Ability to develop product and marketing strategies
  • Excellent analytical and problem solving skills
  • Self-starter with strong project management skills to follow through on execution

Finaccel is looking for a Senior Quality Assurance (QA) engineers to develop and execute exploratory and automated testing to ensure product quality for Kredivo’s backend services and mobile applications. Candidates should be able to create detailed, comprehensive and well-structured test plans/test cases, have excellent knowledge of MySQL and good with scripting tools in Linux environment. Candidates with programming expertise to automate testing using open-source test automation frameworks will be preferred.

Responsibilities:

  • Work closely with product, design and engineering teams to understand product requirements and design/execute test plans with complete ownership
  • Develop and maintain automation suites for website, mobile application and backend services
  • Carefully plan out release process including identifying inter-dependencies and backward compatibility
  • Work closely with dev operations team in planning, executing and verifying product releases and measuring impact
  • Replicate bugs reported in production on staging environment and help troubleshoot and fix with urgency
  • Help define, drive and implement QA best practices and process

Qualification & Experience:

  • BS, MS, and/or PhD in Computer Science or equivalent
  • 3+ years in manual and automated testing of web services and mobile applications
  • Strong understanding of Data Structures, Algorithms, and Computer Science fundamentals
  • Strong understanding of testing best practices across white box, black box and regression testing
  • Strong analytical, problem solving and troubleshooting skills to test product quality for functional/non-functional requirements
  • Excellent with MySQL and scripting tools like BASH or Python on Linux
  • Intermediate level experience writing automation suites in any language of choice
  • Good understanding of HTTP, Web Services, OAuth and Restful APIs
  • Experience working with Git and CI tools like Jenkins, Travis or others
  • Good communication skills and strong attention to details
  • Ability to work well in a team with humility, passion and self-motivation

Security Analyst – Blue Team is part of our Information Security Department who is responsible for cyber attacks. On a daily basis, our Blue Team will continuously detect, analyze, investigate and prevent any security incidents. Blue team member must able to understand each of development’s phases in order to pre-screening the potential threat and weakneses before release to the public. In addition, the incumbent must have a passion for learning and proactively develop themselves within the ever-growing startup company like FinAccel.

Last but not least, this incumbent will collaborate with the pentester (red team) in developing strategies to minimize security risks in infrastructure or/and applications owned by FinAccel.

Job Responsibility:

  • Able to identify and analyze threat (both on infrastructure and application).
  • Able to detect, analyze, and investigate security incidents.
  • Determine the requirements needed to build security monitoring tools.
  • Able to understand each of development’s phases in order to pre-screening the potential threat and weaknesses before release to the public.

Qualification:

  • Experience working in security for red team or blue team for at least 2 years, most favorably in startup working environment.
  • Have experience in software development.
  • Have knowledge of penetration testing on application (both on mobile and web), network, and infrastructure.
  • Able to understand secure code analysis process or having experience in static code analysis and able to use the tools ( sonarqube, cherckmark, veracode, etc.)
  • Have experience in implementing and operating commonly used security monitoring tools such as for example one of: Cloudflare, Elastic, CloudTrail, AlienVault USM, and InsightIDR (Rapid7).
  • Having experience in building security services in complex environmental systems (automation).
  • Have experience in C Language or Python or Java.
  • Good English proficiency
  • Able to work in a team and fast learning.

We are looking for SEIT Engineer to join engineering team to develop and configure test automation networks on our apps and execute stability and performance test. The chosen candidate will be the one who has both grit and good technical exposure in SEIT field.

What you will really be doing:

  • Write test scripts to automate complex test cases and scenarios for mobile apps and/or web apps
  • Analyze user stories to define test plan, including test scenarios and test cases, that will ensure the acceptance criteria of the story are being fulfilled
  • Execute all relevant testing types for the story, including user interface testing, functionality testing, performance testing, regression testing, unit testing, system testing, or integration testing
  • Document your analysis and test reports

Qualifications:

  • Bachelor Degree in Information System, Computer Science, or related fields
  • Good knowledge and experience in Object-oriented Programming
  • Strong logical thinking
  • What would be ideal for you to have
  • Experience in creating mobile/web application
  • Knowledge in automated testing framework (e.g. selenium, appium)
  • Experience in test-driven development
  • Knowledge of software QA methodologies, tools, and processes
  • Experience in designing, writing, maintaining, and executing software tests
  • Ability to think as an end user
  • Has Scripting experience such as Python or JavaScript
  • Passion for developing and maintaining a good user experience
  • Comfortable with switching contexts rapidly
  • Strongly passionate about mobile/web technologies
  • Enjoy challenges and is eager to grow
  • Yearning for a company that put high values on training and developing your skills

FinAccel is looking for Senior Backend engineers to join their R&D center in Jakarta, Indonesia. The team is responsible for developing new product functionality for Kredivo, build scalable services and tools using open source frameworks/cloud infrastructure and integrate machine learning models for real-time credit scoring and fraud detection. Candidates should have strong background in developing scalable microservices using event driven architecture.

Responsibilities

  • Design and implement backend services for various FinAccel lending platforms like Kredivo.
  • Work with the Product, Business and Sales teams to gather and understand requirements and deliver scalable solutions.
  • Write high quality, maintainable code.
  • Own parts of the system and continuously work to improve them in an agile environment.
  • Benchmarking, load testing, diagnosing problems and helping create solutions.
  • Research and implement modern frameworks and technologies for back-end systems.
  • Participate in design discussions, reviews and propose/implement solutions to technical problems and challenges.

Qualifications & Experience:

  • Bachelor’s degree in Computer Science, Information Technology or equivalent
  • Minimum 3 years of software development experience
  • Strong understanding of Data Structures, Algorithms and Computer Science fundamentals
  • Strong logical and innovative thinking, troubleshooting skills and diagnostic intuition, able to assess the business needs and reflect the value into the product design
  • Experience working on one of follow programming language: Python, Golang or C++
  • Good understanding of microservices architecture and event driven programming paradigm
  • Proficient in HTTP, Web Services, OAuth and Restful APIs
  • Familiar with Linux environment
  • Experience working with cloud based systems and infrastructure services such as AWS, GCP, etc is a plus
  • Good Communication skills and good attention to details
  • Ability to work well in a team with a positive attitude

FinAccel is looking for Senior Backend engineers to join their platform engineering R&D center in Singapore. The team leads technology R&D for building highly scalable/fault-resilient backend services and establishes best practices for development, delivery and monitoring of production systems in close coordination with product engineering teams in Jakarta. Candidates should have strong background in developing scalable microservices using event driven architecture.

Responsibilities:

  • Research and implement modern frameworks and technologies for back-end systems.
  • Solve challenging problems in distributed systems while moving monolith applications to microservice architecture.
  • Create blueprints for system architecture, database design, coding and testing standards to suit continuous delivery infrastructure in cloud.
  • Drive adoption of good software engineering practices related to code reviews, documentation and unit testing across teams.
  • Work closely with devops team to design, integrate and optimize deployment workflows and environments for fast paced engineering culture.

Qualification & Experience:

  • Bachelor’s degree in Computer Science, Information Technology or equivalent
  • Minimum 3 years of software development experience
  • Strong understanding of Data Structures, Algorithms and Computer Science fundamentals
  • Experience working on one of follow programming language: Python, Golang or C++
  • Good understanding of microservices architecture and event driven programming paradigm
  • Proficient in HTTP, Web Services, OAuth and Restful APIs
  • Familiar with Linux environment
  • Experience working with cloud based systems and infrastructure services such as AWS, GCP, etc is a plus
  • Good Communication skills and good attention to details and ability to work well in a team with a positive attitude