Dare to be part of something big?

Join FinAccel

Thank you for considering a career with us.

FinAccel is a fun, fast growing company with lofty ambitions. Starting with instant ecommerce financing, we are on a goal to disrupt unsecured lending in Southeast Asia, one of the fastest growing economic regions globally. Our first product, Kredivo, which integrates at merchant checkout, qualifies ecommerce buyers for instant ecommerce purchase financing at rates, which are much lower than consumer finance companies. We do this by using breakthrough technology and science to unlock unprecedented insights about credit risk and fraud from multiple data sources: phone, social networks, telco, financial and location data.

FinAccel is not for everyone. People who do well here tend to have a few qualities in common:

  • Intelligent
  • Intellectually curious
  • High ownership over their work
  • Strong communicators
  • Biased for speed
  • Team players
  • Excited by an all-in work culture
  • Motivated by building innovative products

We provide employees with a work environment which is:

  • learning and execution oriented without any politics or excessive managerial overhead,
  • where taking initiative is highly valued,
  • where making mistakes is encouraged as long as you keep learning from them,
  • one of the best compensation structures in the startup world (everyone is a shareholder in the company).

If you feel this is you, then we'd love to hear from you.

Akshay
CEO

Responsibilities:
  • Lead the research and analysis of the landscape, customers, product metrics, and latest internet trends to identify and fill product gaps
  • Generate new ideas that grow market share, improve customer experience and drive growth and conversion
  • Write product specs, evaluate pros and cons and conduct what-if scenario analysis
  • Translate product strategy into detailed requirements and prototypes. Conduct what-if/pros and cons analysis;
  • Scope and prioritize activities based on business and customer impact
  • Work closely with engineering, marketing and operations to scope and implement new features
  • Act as a product evangelist to build awareness and understanding
Requirements:
  • At least 2 years of experience as a product marketing or product manager in a startup environment
  • Solid technical background with understanding and/or hands-on experience in software development
  • Extremely strong communication skills
  • Strong intuition for user behavior
  • Ability to develop product and marketing strategies
  • Excellent analytical and problem solving skills
  • Self-starter with strong project management skills to follow through on execution
Responsibilities:

The Data Analyst analyzes high frequency transaction data and user behavior to identify fraudulent/ high risk transactions as well as improve business processes and systems to prevent such transactions from happening in future. The roles and responsibilities include the following (but not limited to):

  • Generate additional insights by analyzing transaction and user behavior patterns
  • Work closely with engineering and data science team to codify these insights into the existing fraud monitoring systems and business processes
  • Tracking and reporting fraud related fraud related metrics to aid top management decision making
Minimum qualifications:
  • Bachelor’s Degree with GPA minimum 3.0, preferably in quantitative subject (i.e. Computer Science, Engineering, Economics, or Mathematics).
  • Minimum 2 years’ experience as Risk Analyst/ Fraud Analyst/Business Analyst in financial or ecommerce sector preferably.
  • Excellent analytical skills. You need to be comfortable with data – Analyse it, question its validity, interpret it, and develop recommendations based on it
  • Working knowledge of SQL and proficiency in excel required
  • Comfortable working in a dynamic and fast-paced environment.
  • Conversational ability in English required

We’re looking for several Product Analysts for Kredivo, Indonesia’s first fully online and automated installment financing solution and several other products and platforms. Kredivo is a breakthrough financial product -- an instant credit card for ecommerce, without all the hassles of a traditional credit card. Your job as a Product Analyst is to support the Product Manager in building a product that customers love.

Role Overview:
  • Research and analysis of the landscape, customers, product metrics, and latest internet trends to identify and fill product gaps
  • Generate new ideas that grow market share, improve customer experience and drive growth and conversion
  • Write product specs, evaluate pros and cons and conduct what-if scenario analysis
  • Translate product strategy into detailed requirements and prototypes. Conduct what-if/pros and cons analysis
  • Scope and prioritize activities based on business and customer impact
  • Work closely with engineering, marketing and operations to scope and implement new features
What we’re looking for:
  • At least 2 years of experience as a product marketing or product manager or programmer in a startup environment
  • Solid technical background with understanding and/or hands-on experience in software development
  • Extremely strong communication skills
  • Strong intuition for user behavior
  • Ability to develop product and marketing strategies
  • Excellent analytical and problem solving skills
  • Self-starter with strong project management skills to follow through on execution

We are looking for Operations Analyst leverages technology and acts as a bridge between business and operation aspect of the company, focused on building and implementing fraud mitigation and credit underwriting strategies

The Business Operations Analyst analyzes high frequency transaction data and user behavior to identify fraudulent/ high risk transactions as well as improve business processes and systems to prevent such transactions from happening in future.

Role Overview:
  • Daily monitoring and review of suspicious transactions and user activity
  • Generate additional insights by analyzing transaction and user behavior patterns
  • Work closely with engineering and data science team to codify these insights into the existing fraud monitoring systems and business processes
  • Tracking and reporting metrics related to fraud and credit underwriting to aid top management decision making
Minimum qualifications:
  • Working knowledge of SQL and proficiency in excel required
  • Bachelor’s Degree with GPA minimum 3.0, preferably in quantitative subject (i.e. Computer Science, Engineering, Economics, or Mathematics).
  • Minimum 2 years’ experience as Business/ Analyst/ Risk Analyst/ Fraud Analyst/Operations Analyst in financial sector preferably.
  • Excellent analytical skills. You need to be comfortable with data – Analyse it, question its validity, interpret it, and develop recommendations based on it
  • Comfortable working in a dynamic and fast-paced environment.
  • Conversational ability in English required
Responsibilities:
  • Design and implement product features and functionality for various Kredivo sites and services
  • Integrate with partners and build API's for external services on the Kredivo platform
  • Work with the Product, Business, and Sales teams to gather and understand requirements and deliver scalable solutions
  • Write high quality, maintainable code
  • Participate in design discussions, reviews and propose/implement solutions to technical problems and challenges
Qualifications & Experience
  • B.S, M.S, and/or PhD in Computer Science or equivalent
  • 4+ years of working experience in the Software industry
  • Well versed with Object Oriented Programming concepts
  • Strong understanding of Data Structures, Algorithms, and Computer Science fundamentals
  • Experience working on Python and NodeJS
  • Experience working on frontend and client technologies such as JS, CSS3, HTML5, JSON, Angular and React, etc and database systems
  • Proficient in HTTP, Web Services and Restful APIs
  • Experience working with cloud based systems and infrastructure services such as AWS, GCP, etc is a plus
  • Good Communication skills
  • Ability to work well in a team with a positive attitude

The Lead Android Engineer will be tasked with delivering the best performance in our highly popular Kredivo Android app, and also lead the development of other upcoming Android products. As the Lead, you will be responsible for planning and implementing a robust technical solution, testing and documentation.

Role Overview:
  • Work as part of a small team that has ownership of our most important consumer facing product i..e Kredivo Android app, while also leading development of other Android products in future
  • Lead the process around planning (early stage involvement in projects), technical design, implementation and testing
  • Writing clean code that not only solves the problem at hand, but also does that with high performance customer experience (converting great UI to great UX, for thousands of concurrent users)
  • Write code that is testable & maintainable while mentoring other team members to do the same
  • Being the gatekeeper for quality of the Android app
  • Mentor & train junior engineers in the team on adopting right engineering practices
  • Innovate by keeping track of latest trends in Android development (like Kotlin, Nest billion user frameworks etc.) and evangelising internally
What we’re looking for:
  • 3-4 years of experience as an Android engineer; 5+ years of engineering experience overall
  • Ability to excel within a VERY fast paced startup environment with a flat organizational structure, and provide hands-on leadership to our junior engineers.
  • Must have startup experience.
  • Excellent understanding of algorithms, data structures, performance optimization techniques, and programming in OOP
  • Must be a believer in Agile and Lean methodologies
  • BS or MS in Computer Science or related field
Responsibilities:
  • Work with product team to understand overall business process and how the application works
  • Develop test automation for mobile apps and website
  • Execute testing scenario in details which include client side application, server side application and database
  • Help define, drive and implement QA best practice and process
Qualifications:
  • Minimum 1 year of experience in automated and manual testing web and mobile applications (fresh graduates are welcome)
  • Deep understanding of software QA including best practices, process and all kinds of testing application
  • Having skill to identify and evaluate rare problems and missing requirements while conducting test
  • Excellent in testing system, database, application, and reproduce bugs
  • Having skill to write SQL query is a big advantage
  • Excellent in communicate bugs report with developer
  • Excellent verbal and written communication skills, including the ability to write reports and business correspondence
  • Initiative, team work, integrity, and detail-oriented person
  • Analytical skill, good communication skill, and “can-do” attitude are must haves
Role & responsibilities:
  • Plan, organize and deliver graphic related projects on time and according to guidelines and standards.
  • Able to work independently as well as a team.
  • Provides proper communication with vendors through detailed design documentation.
  • Manages the development of all printed and online materials relating to product development and assist in the same for marketing and branding needs.
  • Participates in brainstorming exercises with cross-functional teams to develop ideas.
  • Ensures graphical consistency across all printed and online materials from development until printing / production.
  • Be hands-on and handles project directly including digital imaging, layout design and prototyping.
  • Keeps up to date on current trends in packaging technology & design movements.
Skills & qualifications:
  • Bachelor’s degree in Graphic Design or IT
  • Fresh graduate are welcome to apply
  • Strong at brand identity, layout, visual communication (infographics, newsletters, marketing campaigns)
  • Understanding of HTML5, CSS3 and Javascript is a big advantage
  • Good communication skills and able to work independently with minimum supervision
  • Comfortable working in a dynamic, fast-paced environment
  • Good analytical and problem-solving skills
  • Creative and able to think out of the box
  • Required languages: Bahasa Indonesia, English
  • Full-time position

Work with the Product & Engineering group to create a great cross platform product through design first thinking. Collaborate with multiple teams to understand the opportunities and challenges, and lead the design (UI/UX) efforts to create high impact, customer-centric design solutions.
Role Overview:

  • Lead the design sprints and execution of user experience designs
  • Conduct UX research, workshops, storyboarding and prototyping while still being nimble to move quickly (startup style!)
  • Work together with product, engineering and business stakeholders to understand business objectives and navigate through the complexities of the business to produce simple end user designs & experiences
  • Promote customer-centric design and ensure usability considerations are in the front and center of product decisions.
  • Lead the efforts in building, mentoring and managing a team of talented product designers
  • Evangelise latest design trends internally, and promote design-first thinking internally
What we’re looking for:
  • At least 4 years of product design experience in a startup environment
  • Experience with mobile apps design is a must, website design is a bonus
  • Experience running design sprints with multiple stakeholders
  • Solid hands-on visual/art design and prototyping experience
  • Strong communication skills

We are looking for a talented Marketing Executive to undertake various marketing initiatives. You will organize content creative campaigns and promotional events that can make a difference for our company’s success according to trends and customer requirements. The ideal candidate will be passionate for the “art” of marketing and will have an abundance of ideas for building efficient strategies. The goal is to reach out to the right market and cultivate the customer’s interest in our products and services in ways that strengthen our brand reputation and facilitate our rapid growth.

Job Description
  • Assist team members with day to day marketing tasks and coordinate marketing projects and activities as requested
  • Produce marketing copy for our website
  • Create and/or update marketing collaterals
  • Project manage initiatives to launch new product updates
  • Maintain and update company blog
  • Craft and send regular newsletters with company updates, promotions and education, both to merchants and consumers
  • Coordinate the design and copy of marketing material distributed via online and offline channels
  • Produce additional marketing communications, such as flyers, brochures and exhibition-related projects
  • Coordinate with media/press for press releases
  • Plan and project manage promotional and community events and evaluating their success
Requirements
  • Graduated with bachelor degree or diploma with any background
  • At least 1 year of working experience in marketing
  • Excellent attention to detail
  • Well-organized and self-motivated
  • Strong copywriting skills and the ability to articulate complex ideas
  • Strong communicator and a great contributor to a team
  • Outgoing and loves to have fun!