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Join FinAccel

FinAccel is a fun, fast growing company with lofty ambitions. Starting with instant ecommerce financing, which integrates at merchant checkout, we are on a goal to disrupt unsecured lending in Southeast Asia, one of the fastest growing economic regions globally. Our first product, Kredivo, qualifies buyers for instant ecommerce purchase financing and personal loans at rates, which are much lower than multifinance companies. We do this by using breakthrough technology and science to unlock unprecedented insights about credit risk and fraud from multiple data sources: phone, social networks, telco, financial and location data.

We’re looking for an Android Developer who is excited to help design, develop, and polish our Kredivo apps to be the next generation fintech apps. Our Android Developer will make an impact in:

Job Responsibility:

  • Designing and developing of Kredivo Android app, and building other exciting Android products in future
  • Writing high quality, maintainable code
  • Participating in design discussions, reviews and propose/implement solutions to technical problems and challenges

Requirements:

  • Well proven 2 years of experience as an Android engineer
  • Must have startup experience (open for other industry)
  • Strong understanding of algorithms, data structures, performance optimization techniques, and programming in OOP
  • Must be a believer in Agile and Lean methodologies
  • BS or MS in Computer Science or related field

We’re looking for an Associate Product Manager for Kredivo, Indonesia’s first fully online and automated installment financing solution. Kredivo is a breakthrough financial product — an instant credit card for ecommerce, without all the hassles of a traditional credit card. Your job as Associate Product Manager is to take on the responsibility for building a product that customers love!

Role Overview:

  • Assist Product Manager in doing the research and analysis of the landscape, customers, product metrics, and latest internet trends to identify and fill product gaps
  • Generate new ideas that grow market share, improve customer experience and drive growth and conversion
  • Write product specs, evaluate pros and cons and conduct what-if scenario analysis
  • Translate product strategy into detailed requirements and prototypes. Conduct what-if/pros and cons analysis
  • Scope and prioritize activities based on business and customer impact
  • Work closely with engineering, marketing and operations to scope and implement new features
  • Act as a product evangelist to build awareness and understanding

What we’re looking for:

  • At least 2 years of experience as a product marketing or product manager in a startup environment
  • Solid technical background (SQL is a must) with understanding and/or hands-on experience in software development
  • Extremely strong communication skills
  • Strong intuition for user behavior
  • Ability to develop product and marketing strategies
  • Excellent analytical and problem-solving skills

FinAccel is looking for Backend engineers to join their R&D center in Jakarta, Indonesia. The team is responsible for developing new product functionality for Kredivo, build scalable services and tools using open source frameworks/cloud infrastructure and integrate machine learning models for real-time credit scoring and fraud detection. Candidates should have strong background in developing scalable microservices using event driven architecture.

Responsibilities:

  • Design and implement backend services for various FinAccel lending platforms like Kredivo.
  • Work with the Product, Business and Sales teams to gather and understand requirements and deliver scalable solutions.
  • Write high quality, maintainable code.
  • Own parts of the system and continuously work to improve them in an agile environment.
  • Benchmarking, load testing, diagnosing problems and helping create solutions.
  • Research and implement modern frameworks and technologies for back-end systems.
  • Participate in design discussions, reviews and propose/implement solutions to technical problems and challenges.

Qualifications & Experience:

  • Bachelor’s degree in Computer Science, Information Technology or equivalent
  • Minimum 3 years of software development experience
  • Strong understanding of Data Structures, Algorithms and Computer Science fundamentals
  • Experience working on one of follow programming language: Python, Golang or C++
  • Good understanding of microservices architecture and event driven programming paradigm
  • Proficient in HTTP, Web Services, OAuth and Restful APIs
  • Familiar with Linux environment
  • Experience working with cloud based systems and infrastructure services such as AWS, GCP, etc is a plus
  • Good Communication skills and good attention to details and ability to work well in a team with a positive attitude

Job Description

  • You will drive high standards of code reviews, design reviews, and architecture discussions to ensure the delivery of high performance, reliable, scalable, and available distributed systems serving millions of customers. You will set the vision of the domain architecture and technology stack for technology in your organization, driving implementation of medium and long term tech investment.
  • You will also be the steward for good engineering quality and practices in the organization and your product domains.
  • While you will actively participate in development along with team members, you are also a tech evangelist, a role model of our engineering culture by mentoring more junior engineers to instill engineering best practices and good habits.
  • You will have a lot of opportunities to experiment with new and relevant technologies and tools, driving adoption while measuring yourself on the impact you are able to create.
  • You will work in cross-functional teams and meet great people regularly from top tier technology, consulting, product, or academic background. We work in an open environment where there are no boundaries or power distance. Everyone is encouraged to speak their mind, propose ideas, influence others, and continuously grow themselves. Get the exposure to multi-aspect, collaborative, intensive startup experience with our expansion plan into multiple countries and exploration of new products.

Job Qualifications

  • Passion in software engineering, product, organization, and people development
  • At least 5 years of experience in software engineering
  • Strong technical leadership on vision and setting direction for a complex system in a medium-to-large size organization
  • Experience with design, development and operations of highly available (24/7) and large scale distributed systems with millions or more users
  • Excellent understanding of software engineering concepts, algorithms and design patterns
  • Excellent interpersonal, communication and influencing skills to manage both technical and non-technical peers and stakeholders
  • Excellent leadership and independence to work in dynamic and agile startup environment with high ambiguity
  • Excellent organizational ability in coaching, engaging people and managing performance
  • Expertise in Go/ Java/ Python tech stack and Cloud services is an advantage
  • Experience in B2C Internet products like online finance technology is an advantage

FinAccel is a fun, fast growing company with lofty ambitions. Starting with instant ecommerce financing, we are on a goal to disrupt unsecured lending in Southeast Asia, one of the fastest growing economic regions globally. Our first product, Kredivo, which integrates at merchant checkout, qualifies e-commerce buyers for instant ecommerce purchase financing at rates, which are much lower than consumer finance companies. We do this by using breakthrough technology and science to unlock unprecedented insights about credit risk and fraud from multiple data sources: phone, social networks, telco, financial and location data.

We are one of the fastest growing fintech companies in SEA. The company has raised more than US$35m in VC funding from top investors and has won multiple awards: top 100 fintech globally, #1 fintech startup in SEA, and top 30 global startup by Google. 

We are looking for a Finance Executive for lender purposes. The shortlisted applicants would be someone who is skilled in basic financial administration, english proficiency and clerical services. Finance Executive duties include managing and administering all lender related tasks, proactively communicate with internal and external stakeholders in order to solve the tasks, and improving the administration.

Job Responsibilities: 

  • Actively communicate in english with Lender and funding team
  • Carefully handle the interest payment, principal repayment and lender related ad hoc.
  • Fast, proactive and have a high sense of ownership.
  • Able to do finance related ad hoc such as account opening administration, Virtual Account, monitor special interest rate, etc.
  • Communicate with external parties in order to solve lender related issues.

Qualifications: 

  • Bachelor Degree in Finance, Accounting or Business Administration.
  • Minimum 1 year of experience in finance or accounting related (fresh graduate are open to apply).
  • Able to communicate, read and write fluently in English.
  • Able to respond quickly, proactive and have a high sense of ownership.
  • Solid understanding of basic administration, accounting principles, and Microsoft offices usage.
  • High degree of accuracy and attention to detail.

As a full stack engineer, you will cover everything from building interfaces and backend services, for a wide range of web-based applications, and involvement in deployment process. You will be a part of team who utilizes Javascript technologies such as React/Angular/Vue in frontend development and NodeJS in backend development. The shortlisted will be someone who has strong motivation, good communicator, biased for speed, high ownership and have experience in developing/maintaining scalable web applications.

Responsibilities:

  • Work with the Product, Business, and Sales teams to gather and understand requirements and deliver scalable solutions
  • Design, develop, and maintain new and existing web applications
  • Write high quality, maintainable code
  • Continuously optimize existing applications to achieve better design and performance
  • Ensure web applications are fully deployed, implemented, and functioning
  • Participate in design discussions, reviews and propose/implement solutions to technical problems and challenges

Qualifications & Experience:

  • B.S, M.S, and/or PhD in Computer Science or equivalent
  • 4+ years of working experience in the Software industry
  • Well versed with Object Oriented Programming concepts
  • Strong understanding of Data Structures, Algorithms, and Computer Science fundamentals
  • Experience working on NodeJS
  • Experience working on frontend and client technologies such as JS, CSS3, HTML5, JSON, Angular/React/VueJS, etc and database systems
  • Proficient in HTTP, Web Services and Restful APIs
  • Having a good understanding in SQL query is a plus
  • Good Communication skills
  • Ability to work well in a team with a positive attitude

Job Description

  • Design engaging and interactive content for web and mobile that serves the purpose of the communication piece
  • Develop concepts and create well-designed artworks for all digital and printed marketing collateral, e.g. banners, website, brochures, newsletters, social media posts, etc
  • Determine the colour combinations, layout, and design elements to be used to ensure uniformity and great aesthetics as well as consistency with the brand guidelines
  • Convey a particular message through strong visuals that can resonate with the intended target audience
  • Take up projects from the ideation stage to finished artworks with minimum supervision
  • Make sure that all the elements used in the artwork are not infringing any intellectual property rights
  • Modify, revise and edit design artworks when required

Minimum Qualifications

  • 3-4 years of experience in graphic design, branding or similar industry
  • Experience in illustration, graphic design, branding, web design, interactive design
  • Have a portfolio of creative designs that includes but not limited to media promotions, infographics, website, content and social media artwork
  • Expert in Photoshop, Illustrator, CorelDraw or similar tools
  • Smart and self-driven to work in a fast-growing startup that will impact people’s life
  • Team player: this is especially important in a small company, where you may be working with cross functional teams, from Product, Sales and Business Development, HR, to client services
  • A great communicator
  • Experience in video editing and handling a digital consumer product/brand is a BIG bonus

We are looking for an objective Internal Auditor to add value and improve our operations by bringing a systematic and disciplined approach to the effectiveness of risk management, control, and governance processes. The successful candidate will possess a thorough knowledge of accounting procedures and a sound judgement.

Responsibilities:

  • Perform and control the full audit cycle including risk management and control management over operations’ effectiveness, financial reliability and compliance with all applicable directives and regulations
  • Determine internal audit scope and develop annual plans
  • Obtain, analyse and evaluate accounting documentation, previous reports, data, flowcharts etc
  • Prepare and present reports that reflect audit’s results and document process
  • Act as an objective source of independent advice to ensure validity, legality and goal achievement
  • Identify loopholes and recommend risk aversion measures and cost savings
  • Maintain open communication with management and audit committee
  • Document process and prepare audit findings memorandum
  • Able to communicate, train and spread awareness of policy
  • Conduct follow up audits to monitor management’s interventions
  • Engage to continuous knowledge development and implementation regarding sector’s rules, regulations, best practices, tools, techniques and performance standards

Qualifications:

  • Proven at least 3 years working experience as Supervisor Internal Auditor or Senior Auditor
  • Advanced computer skills on MS Office, accounting software and databases
  • Ability to handle large amounts of data and to compile detailed reports
  • Ability to observe, detect, investigate and reporting fraud
  • Proven knowledge of auditing standards and procedures, laws, rules and regulations
  • Good communication and training skills
  • High attention to detail and excellent analytical skills
  • Sound independent judgement
  • BS degree in Accounting or Finance

Job Description Legal Admin Assistant:

  • Commence documents’ filing to organize and maintain paper and electronic filing systems in accordance with recognized procedures and standards.
  • Maintain and update database of company’s documents, licenses, permits and letters to enable easier reference for tracking systems.
  • Provide administrative support including document’s scanning and delivery to other parties.
  • Coordinate logistics for meetings, documents signing, project closing and coordinate with other division for signing purpose and provision of legal documents as required.
  • Coordinate or liaising with legal related vendors or third parties (as necessary) to perform any legal related matters which sub-contracted to other parties.
  • Record and monitor any deadlines for legal documents submission to the relevant authorities.
  • Prepare, create, format, or edit legal related documents and perform documents’ translation as necessary.
  • Review and proofread documents and correspondence to ensure accuracy.
  • Collect and retrieve relevant information from file as needed as well as interpreting a standard legal documents.
  • Ensure efficient and effective administrative information and assistance.
  • Provide general support to the legal team.

Key Requirements Legal Admin Assistant:

  • Bachelor of law (preferable) or any other degrees which match and could give relevant support to the job description.
  • Minimum experience of 2 years in a legal working environment.
  • Having a strong planning, administrative and organizational skills as well as systematic knowledge of databases and tracking systems.
  • Excellent skills in practicing information collection and documents management.
  • Strong verbal and written communication skills.
  • Great attention to the accuracy and detail-oriented.
  • Able to adapt with the dynamic environment and any changing of priorities and demands.
  • Good command in English whether writing or verbal.
  • Proficient in Microsoft Office, Excel, Power point and any type of google documents/sheets.

We are in the search for Product Managers that will collaborate with teams across divisions to deeply understand their opportunities and challenges, and together with designers and engineers creating high impact solutions to our products. The shortlisted candidates will be the ones that able to develop product strategy and roadmap as well as drive execution of the roadmap to meet success metrics at high quality and evidenced customer delight.

Job Responsibility:

  • Define creative, high quality, simple product roadmaps based on team strategy and vision
  • Develop detailed, crisp business requirements and user stories that can be used to create product specifications and architecture for each product and application. Conduct what-if/pros and cons analysis;
  • Work closely with engineering, marketing and operations to scope and implement new features
  • Generate new ideas that grow market share, improve customer experience and drive growth and conversion
  • Drive data-informed decisions by integrating user research, data analysis, and stakeholder feedback into product requirements, ensuring products satisfy user needs
  • Scope and prioritize activities based on business and customer impact
  • Act as a product evangelist to build awareness and understanding

Minimum Qualifications

  • At least 4 years of experience as a product manager and / or project manager in a startup environment
  • Solid technical background in SQL query and programming language such as Python and Java with understanding and/or hands-on experience in software development
  • Extremely strong communication skills
  • Strong intuition for user behavior
  • Ability to develop product and marketing strategies
  • Excellent analytical and problem solving skills
  • Self-starter with strong project management skills to follow through on execution

FinAccel is a fun, fast growing company with lofty ambitions. Starting with instant ecommerce financing, we are on a goal to disrupt unsecured lending in Southeast Asia, one of the fastest growing economic regions globally. Our first product, Kredivo, which integrates at merchant checkout, qualifies e-commerce buyers for instant ecommerce purchase financing at rates, which are much lower than consumer finance companies. We do this by using breakthrough technology and science to unlock unprecedented insights about credit risk and fraud from multiple data sources: phone, social networks, telco, financial and location data.

We are one of the fastest growing fintech companies in SEA. The company has raised more than US$100m in VC funding from top investors and has won multiple awards: top 100 fintech globally, #1 fintech startup in SEA, and top 30 global startup by Google. 

We are looking for a highly motivated individual with good communication skills and prior experience in the Product Management team to be our Product Technical Support. This incumbent will work in close collaboration with Product Managers and the Engineering Team to monitor, maintain, and support every product feature developed in the system so that the team can stay inline with our product roadmap. The shortlisted candidate should have high curiosity, creativity and great problem solving skills.

Responsibilities:

  • Daily monitoring for system process flow and making sure everything works.
  • Search any issue that can interferes with the system process flow
  • Help the operational team if there are obstacles in use of internal application system
  • Work closely with the engineering and product team for troubleshooting and solving the issue.
  • Help carry out simple analysis or reporting for product needs.
  • Create dashboards for monitoring and alerts.

Requirements:

  • Solid technical background in MySQL query
  • Extremely strong communication skills and strong attention to details
  • Strong analytical, problem solving and troubleshooting skills
  • Ability to work well in a team, passion and self-motivation
  • Ability to read the code or error code is a plus points
  • Familiarize with monitoring tools (e.g: scalyr, grafana) and rest client tool (e.g: postman, insomnia) is a plus points

Security Analyst – Blue Team is part of our Information Security Department who is responsible for cyber attacks. On a daily basis, our Blue Team will continuously detect, analyze, investigate and prevent any security incidents. Blue team member must able to understand each of development’s phases in order to pre-screening the potential threat and weakneses before release to the public. In addition, the incumbent must have a passion for learning and proactively develop themselves within the ever-growing startup company like FinAccel.

Last but not least, this incumbent will collaborate with the pentester (red team) in developing strategies to minimize security risks in infrastructure or/and applications owned by FinAccel.

Job Responsibility:

  • Able to identify and analyze threat (both on infrastructure and application).
  • Able to detect, analyze, and investigate security incidents.
  • Determine the requirements needed to build security monitoring tools.
  • Able to understand each of development’s phases in order to pre-screening the potential threat and weaknesses before release to the public.

Qualification:

  • Experience working in security for red team or blue team for at least 2 years, most favorably in startup working environment.
  • Have experience in software development.
  • Have knowledge of penetration testing on application (both on mobile and web), network, and infrastructure.
  • Able to understand secure code analysis process or having experience in static code analysis and able to use the tools ( sonarqube, cherckmark, veracode, etc.)
  • Have experience in implementing and operating commonly used security monitoring tools such as for example one of: Cloudflare, Elastic, CloudTrail, AlienVault USM, and InsightIDR (Rapid7).
  • Having experience in building security services in complex environmental systems (automation).
  • Have experience in C Language or Python or Java.
  • Good English proficiency
  • Able to work in a team and fast learning.

We are looking for SEIT Engineer to join engineering team to develop and configure test automation networks on our apps and execute stability and performance test. The chosen candidate will be the one who has both grit and good technical exposure in SEIT field.

What you will really be doing:

  • Write test scripts to automate complex test cases and scenarios for mobile apps and/or web apps
  • Analyze user stories to define test plan, including test scenarios and test cases, that will ensure the acceptance criteria of the story are being fulfilled
  • Execute all relevant testing types for the story, including user interface testing, functionality testing, performance testing, regression testing, unit testing, system testing, or integration testing
  • Document your analysis and test reports

Qualifications:

  • Bachelor Degree in Information System, Computer Science, or related fields
  • Good knowledge and experience in Object-oriented Programming
  • Strong logical thinking
  • What would be ideal for you to have
  • Experience in creating mobile/web application
  • Knowledge in automated testing framework (e.g. selenium, appium)
  • Experience in test-driven development
  • Knowledge of software QA methodologies, tools, and processes
  • Experience in designing, writing, maintaining, and executing software tests
  • Ability to think as an end user
  • Has Scripting experience such as Python or JavaScript
  • Passion for developing and maintaining a good user experience
  • Comfortable with switching contexts rapidly
  • Strongly passionate about mobile/web technologies
  • Enjoy challenges and is eager to grow
  • Yearning for a company that put high values on training and developing your skills

FinAccel is looking for Senior Backend engineers to join their R&D center in Jakarta, Indonesia. The team is responsible for developing new product functionality for Kredivo, build scalable services and tools using open source frameworks/cloud infrastructure and integrate machine learning models for real-time credit scoring and fraud detection. Candidates should have strong background in developing scalable microservices using event driven architecture.

Responsibilities

  • Design and implement backend services for various FinAccel lending platforms like Kredivo.
  • Work with the Product, Business and Sales teams to gather and understand requirements and deliver scalable solutions.
  • Write high quality, maintainable code.
  • Own parts of the system and continuously work to improve them in an agile environment.
  • Benchmarking, load testing, diagnosing problems and helping create solutions.
  • Research and implement modern frameworks and technologies for back-end systems.
  • Participate in design discussions, reviews and propose/implement solutions to technical problems and challenges.

Qualifications & Experience:

  • Bachelor’s degree in Computer Science, Information Technology or equivalent
  • Minimum 3 years of software development experience
  • Strong understanding of Data Structures, Algorithms and Computer Science fundamentals
  • Strong logical and innovative thinking, troubleshooting skills and diagnostic intuition, able to assess the business needs and reflect the value into the product design
  • Experience working on one of follow programming language: Python, Golang or C++
  • Good understanding of microservices architecture and event driven programming paradigm
  • Proficient in HTTP, Web Services, OAuth and Restful APIs
  • Familiar with Linux environment
  • Experience working with cloud based systems and infrastructure services such as AWS, GCP, etc is a plus
  • Good Communication skills and good attention to details
  • Ability to work well in a team with a positive attitude

We are looking for a result-focused and innovative Senior Data Scientist who also possess strong business acumen. As a Senior Data Scientist, you will lead the initiatives to build variety of data products to improve the efficiency and the effectiveness of the existing business process as well as mentoring and coaching junior data scientists. You will have a unique opportunity to work in a fast pace business and utilize vast amount of data, ensuring high growth working environment.

Job Description:
  • To mentor team of Data Scientists in a multi-disciplined team where you will take full ownership of turning discoveries and ideas into machine learning models
  • Identify opportunity and conduct R&D to improve efficiency & effectiveness of business process using ML model across variety of fields such as risk, marketing, collection, customer service, underwriting; by using our vast amount and unique set of data
  • Actively contribute to taking Data Science at FinAccel to the next level
  • Communicate clearly the potential impact of data products to relevant stakeholders.
Requirements:
  • 4+ years of industry experience in working at financial domain for a consumer-facing company
  • Experience building robust end-to-end predictive models using the latest Machine Learning techniques and methodologies
  • Proficiency in Python or R. Exposure to RDBMS (i.e. MySQL, PostgreSQL) and No-SQL platforms (i.e. S3)
  • Proven communicator with technical teams, clients and senior stakeholders
Bonus points (optional) for:
  • Experience with alternate data to evaluate credit risk
  • Experience in building state of the art Computer Vision or NLP models

Job Responsibility:

  • Develop and implement Machine Learning pipeline infrastructure, including but not limited to: ETL (Extract, Transform and Load) of raw data into model features and building platform to automate ML training, testing and maintenance.
  • Partnering with Data Scientists to transform prototypes of predictive models into high performance, well integrated systems.

Qualifications:

  • 1-2 years (for Junior role) and 3-5 years (for Senior role) of relevant experiences in Software Engineering or Data Engineering
  • Ability to write robust code in Python
  • High degree of proficiency with RDBMS (i.e. MySQL, PostgreSQL) and No-SQL platforms (i.e. S3)
  • Having baseline knowledge of data structures, data modelling and software architecture related to Machine Learning
  • Strong interest in building scalable and reliable Machine Learning/ AI related services
  • Past experience working with cloud services platform to build data pipeline, monitoring, scheduler and storage, preferably on AWS environment.
  • Familiarity using a distributed computing platform, such as Hadoop or Spark is a plus