2022 Indonesian E-Commerce Consumer Behavior Report

    The e-commerce industry as the main driver of Indonesia's digital economy continues to grow rapidly. Using primary data with more than 16 million e-commerce transactions from a sample of 1.5 million Kredivo users, this report summarizes the transaction preferences and behaviors of Indonesia e-commerce consumers across gender, age, income, region, and many other categories, including their payment preferences and Paylater usage in e-commerce. This report also discusses trends and the potential of Paylater in Indonesia.


    The report is jointly published by Kredivo and Katadata.

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    Our Vision

    FinAccel is building the future of financial services: fast, cheap and widely accessible, wrapped up in a beautiful UX.

    Our Principles

    Convenience

    Convenience

    We obsess over simplicity and minimalism. We want to build products that are so easy to use that users love them.

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    Transparency

    The financial industry thrives on hidden charges and complex fee structures. We’re here to change that through simple, transparent and honest pricing.

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    Access

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    Our Products

    • Kredivo

      Kredivo

      Kredivo

      Kredivo gives customers instant credit financing for ecommerce purchases and personal loans based on real-time decisioning. Buy now and pay later, or borrow with the lowest interest rate amongst all digital lenders in the country. For ecommerce merchants, Kredivo enables instant Point of Sale (PoS) financing with a unique and simple 2-click purchase option that makes buying a joy!

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    • KrediFazz

      KrediFazz

      KrediFazz

      With lower interest than other similar service providers, KrediFazz offers customers the benefit of instant cash loans in a fast and easy way.

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    Mirae Asset
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    Open Space Ventures
    MDI
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    TMI
    Kejora Ventures
    Intervest
    GMO Venture Partners
    Alpha JWC Ventures
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