Indonesian E-Commerce Consumer Behavior Report

Indonesia is Southeast Asia's largest digital economy with e-commerce as its main driver. Using primary data with more than 10 million e-commerce transaction from a sample of nearly one million Kredivo users, this report summarizes the transaction preferences and behaviors of Indonesian e-commerce consumers across gender, age, income, region, and many other categories.


The report is jointly published by Kredivo and Katadata.

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Our Vision

FinAccel is building the future of financial services: fast, cheap and widely accessible, wrapped up in a beautiful UX.

Our Principles

Convenience

Convenience

We obsess over simplicity and minimalism. We want to build products that are so easy to use that users love them.

Transparency

Transparency

The financial industry thrives on hidden charges and complex fee structures. We’re here to change that through simple, transparent and honest pricing.

Access

Access

Financial services should be available to all. We’re on a mission to build access to whoever has a mobile phone.

Our Products

  • Kredivo

    Kredivo

    Kredivo

    Kredivo gives customers instant credit financing for ecommerce purchases and personal loans based on real-time decisioning. Buy now and pay later, or borrow with the lowest interest rate amongst all digital lenders in the country. For ecommerce merchants, Kredivo enables instant Point of Sale (PoS) financing with a unique and simple 2-click purchase option that makes buying a joy!

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  • Lime

    Lime

    Lime

    Lime is a dedicated Personal Finance Management application that gives users a real-time view of their spending and budget setting, enabling them to reach their financial goals faster.

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Our Investors

Mirae Asset
Naver
Square Peg Capital
Jungle Ventures
Open Space Ventures
MDI
Cathay Innovation
TMI
Kejora Ventures
Intervest
GMO Venture Partners
Alpha JWC Ventures
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